NCNO
Ncino·NASDAQ
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NCNO fundamentals
Ncino (NCNO) expects to report earnings on Mar 31, 2026, with estimated revenue of 147.87M (YoY +4.60%), and EPS at 0.2148 (YoY +79.00%).
Revenue estimate / YoY
147.87M
+4.60%
EPS estimate / YoY
0.2148
+79.00%
Report date
Mar 31, 2026
NCNO Earnings Call Summary for Q4,2026
- Revenue & Growth: FY2026 ACV up 17% YoY, driven by AI adoption and platform pricing. FY2027 ACV net additions guide at $60M-$65M (10% YoY growth).
- AI Momentum: 170+ customers using AI intelligence units; Banking Advisor usage up 25x MoM. 38% of ACV on platform pricing, with 112% net retention rate.
- Financial Strength: FY2026 free cash flow $82.6M (55% YoY growth). FY2027 free cash flow guide $132M-$137M, reflecting disciplined expense management.
- Strategic Moves: Hired Chief Revenue Officer Keith Kittell to accelerate growth. Japan team tripled ACV YoY, highlighting international expansion potential.
- Competitive Edge: nCino's data moat (14+ years of financial workflow data) and compliant AI platform position it as the de facto AI platform for banks.
Earnings
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Revenue
Revenue & Expenses
NCNO has released its 2026 Q3 earnings report, with revenue of 152.16M, reflecting a YoY change of 9.63%, and net profit of 8.62M, showing a YoY change of 307.49%. The Sankey diagram below clearly presents NCNO's revenue sources and cost distribution.
Key Indicators
Ncino (NCNO) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Ncino (NCNO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Ncino (NCNO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Ncino (NCNO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Ncino (NCNO) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Ncino (NCNO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Ncino's earnings call?What is Ncino's latest dividend and current dividend yield?What factors drove the changes in Ncino's revenue and profit?What guidance did Ncino's management provide for the next earnings period?What does Ncino do and what are its main business segments?What is the market's earnings forecast for Ncino next quarter?What is Ncino's gross profit margin?Did Ncino beat or miss consensus estimates last quarter?
