NBTB
NBT Bancorp·NASDAQ
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2.59 / 10
Underperform
Comprehensive analysis: inadequate fundamentals (2.6/10). Positive dimensions: Gross profit margin (%) and Total profit / EBIT (%), whereas limitations surface in Net profit attributable to parent company shareholders / Net profit (%) and PB-ROE. Resulting position: prudent.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value9.26
Score2/3
Weight8.16%
1M Return3.75%
Value9.26
Score2/3
Weight8.16%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.49%
1M Return3.05%
Value100.00
Score1/3
Weight6.49%
1M Return3.05%
Profit-MV
Value0.26
Score1/3
Weight10.77%
1M Return4.44%
Value0.26
Score1/3
Weight10.77%
1M Return4.44%
PB-ROE
Value1.41
Score1/3
Weight10.77%
1M Return4.93%
Value1.41
Score1/3
Weight10.77%
1M Return4.93%
Asset-MV
Value-0.50
Score2/3
Weight17.33%
1M Return7.51%
Value-0.50
Score2/3
Weight17.33%
1M Return7.51%
Revenue-MV
Value0.16
Score0/3
Weight7.01%
1M Return3.16%
Value0.16
Score0/3
Weight7.01%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.41%
1M Return3.43%
Value36.70
Score3/3
Weight7.41%
1M Return3.43%
Total profit (YoY growth rate %)
Value11.83
Score1/3
Weight7.24%
1M Return3.23%
Value11.83
Score1/3
Weight7.24%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.41%
1M Return3.43%
Value100.00
Score3/3
Weight7.41%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight17.41%
1M Return7.61%
Value0.14
Score3/3
Weight17.41%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value9.26
Score2/3
Weight8.16%
1M Return3.75%
Value9.26
Score2/3
Weight8.16%
1M Return3.75%
Revenue-MV
Value0.16
Score0/3
Weight7.01%
1M Return3.16%
Value0.16
Score0/3
Weight7.01%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.49%
1M Return3.05%
Value100.00
Score1/3
Weight6.49%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.41%
1M Return3.43%
Value36.70
Score3/3
Weight7.41%
1M Return3.43%
Profit-MV
Value0.26
Score1/3
Weight10.77%
1M Return4.44%
Value0.26
Score1/3
Weight10.77%
1M Return4.44%
Total profit (YoY growth rate %)
Value11.83
Score1/3
Weight7.24%
1M Return3.23%
Value11.83
Score1/3
Weight7.24%
1M Return3.23%
PB-ROE
Value1.41
Score1/3
Weight10.77%
1M Return4.93%
Value1.41
Score1/3
Weight10.77%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.41%
1M Return3.43%
Value100.00
Score3/3
Weight7.41%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight17.33%
1M Return7.51%
Value-0.50
Score2/3
Weight17.33%
1M Return7.51%
Cash-MV
Value0.14
Score3/3
Weight17.41%
1M Return7.61%
Value0.14
Score3/3
Weight17.41%
1M Return7.61%
Is NBTB undervalued or overvalued?
- NBTB scores 2.59/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.73% ROE, 22.67% net margin, 16.30 P/E ratio, 1.32 P/B ratio, and 5.57% earnings growth, these metrics solidify its Underperform investment rating.
