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MYFW

First Western Financial·NASDAQ
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6.25 / 10
Outperform

First Western Financial boasts favorable fundamentals, scoring 6.2/10. Key strengths include a positive Revenue-MV (0.1569, Q2) and an impressive Fixed assets turnover ratio (7979.42, Q2), both contributing to a constructive outlook. Earnings growth is robust, with Basic EPS YoY at 72.88% (Q4) and Diluted EPS YoY at 69.49% (Q4). However, the company underperforms on asset efficiency, with Rate of return on total assets at -12.40% (Q1) and Annualized return at -16.54% (Q1), which offset some of the positives. Net income is slightly below peers (Net income-Revenue -0.4039, Q3), and current asset/liability ratios sit in the mid-Q2 range. Overall, the balance sheet is stable but not exceptional, warranting cautious optimism.

Fundamental(6.25)SentimentTechnical

Analysis Checks(8/10)

Revenue-MV
Value0.16
Score2/3
Weight8.31%
1M Return2.45%
Current liabilities / Total liabilities (%)
Value49.30
Score2/3
Weight5.05%
1M Return1.79%
Net income-Revenue
Value-0.40
Score2/3
Weight5.13%
1M Return1.97%
Basic earnings per share (YoY growth rate %)
Value72.88
Score3/3
Weight14.39%
1M Return4.28%
Rate of return on total assets (%)
Value-12.40
Score1/3
Weight4.16%
1M Return1.42%
Fixed assets turnover ratio
Value7979.42
Score3/3
Weight8.26%
1M Return2.65%
Annualized return on total assets (%)
Value-16.54
Score1/3
Weight4.16%
1M Return1.42%
Diluted earnings per share (YoY growth rate %)
Value69.49
Score3/3
Weight16.75%
1M Return4.99%
Asset-MV
Value-0.50
Score3/3
Weight27.05%
1M Return7.53%
Current assets / Total assets (%)
Value45.05
Score3/3
Weight6.74%
1M Return2.31%
Is MYFW undervalued or overvalued?
  • MYFW scores 6.25/10 on fundamentals and holds a Discounted valuation at present. Backed by its 3.84% ROE, 12.79% net margin, 21.94 P/E ratio, 0.97 P/B ratio, and 424.00% earnings growth, these metrics solidify its Outperform investment rating.