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MNSBP

MainStreet Bank Pref A ADR·NASDAQ
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MNSBP fundamentals

MainStreet Bank Pref A ADR (MNSBP) released its earnings on Jan 26, 2026: revenue was 18.04M (YoY +7.09%), missed estimates; EPS was 0.46 (YoY +483.33%), missed estimates.
Revenue / YoY
18.04M
+7.09%
EPS / YoY
0.46
+483.33%
Report date
Jan 26, 2026
MNSBP Earnings Call Summary for Q4,2025
  • Financial Resilience: 2025 EPS of $1.76, ROA of 0.73%, and NIM of 3.46% reflect strong performance post-technology transition.
  • Share Repurchase Momentum: 209,000 shares repurchased at 28% accretion, with plans to continue enhancing shareholder value.
  • Loan Portfolio Strength: 11% net interest income growth, 3-4% Q1-Q2 2026 loan growth, and a disciplined approach to CRE diversification.
  • Capital Fortitude: Stress testing shows post-stress common equity Tier 1 ratio of 11.8%, despite hypothetical $62.9M losses.
  • Deposit Optimization: 71 basis points cost decline, targeting low-cost, scalable deposits with a focus on strategic niches.
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Key Indicators

MainStreet Bank Pref A ADR (MNSBP) key financial stats and ratios, covering profitability, financial health, and leverage.
MainStreet Bank Pref A ADR (MNSBP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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MainStreet Bank Pref A ADR (MNSBP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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MainStreet Bank Pref A ADR (MNSBP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does MainStreet Bank Pref A ADR (MNSBP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track MainStreet Bank Pref A ADR (MNSBP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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