Symbols

MFIN

Medallion Financial·NASDAQ

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MFIN fundamentals

MFIN Q4 2025 Earnings

Medallion Financial (MFIN) released its earnings on Feb 18, 2026: revenue was 55.92M (YoY +7.51%), beat estimates; EPS was 0.415 (YoY -3.49%), met estimates.

Revenue / YoY

55.92M

+7.51%

EPS / YoY

0.415

-3.49%

Report date

Feb 18, 2026

MFIN Earnings Call Summary for Q4,2025

Revenue and loan growth: Total loans up 3% YoY to $2.567 billion, with consumer lending interest income growing 5% to $74.5 million.
Segment expansion: Home improvement loans reached $810 million (32% of total), while commercial lending originations doubled to $40.6 million YoY.
Partnership success: Strategic program originations surged 100% YoY to $258.3 million, driving short-term gains.
Credit management: Allowance for credit losses at 5.32% of recreational loans, with net charge-offs of 4.41%.
2026 strategy: Focus on mid-teens growth in home improvement and recreation, supported by disciplined origination and capital allocation.

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EPS

Revenue

Revenue & Expenses

Key Indicators

Medallion Financial (MFIN) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Medallion Financial (MFIN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Medallion Financial (MFIN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Medallion Financial (MFIN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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