MetroCity Bankshares (MCBS) Fundamental Analysis: Revenue, Earnings & Valuation

2.32 / 10

Underperform

Fundamental analysis rates MCBS as Underperform with a 2.3/10 score, indicating defensive quality. Positive drivers are Net‑income‑Revenue and a 41.8% gross margin, while PB‑ROE and Asset‑MV are weak, suggesting valuation and asset concerns.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight8.33%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight8.33%

1M Return3.70%

Profit-MV

Value1.38

Score1/3

Weight9.86%

1M Return3.90%

Net income-Revenue

Value0.89

Score2/3

Weight15.21%

1M Return5.96%

PB-ROE

Value-0.92

Score0/3

Weight9.72%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight8.33%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.32%

1M Return3.70%

Cash-UP

Value-0.15

Score2/3

Weight10.03%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight11.13%

1M Return4.68%

Cash-MV

Value0.02

Score1/3

Weight10.74%

1M Return4.31%

Is MCBS fundamentally strong?

MCBS scores 2.32/10 on fundamentals and holds a Premium valuation at present. Backed by its 14.20% ROE, 44.03% net margin, 12.32 P/E ratio, 1.55 P/B ratio, and 4.31% earnings growth, these metrics solidify its Underperform investment rating.