MBIN
Merchants·NASDAQ
--
--(--)
--
--(--)
5.50 / 10
Netural
MBIN's fundamental score is 5.5/10. Key positives include a healthy gross profit margin of 36.7% and a strong total profit to EBIT ratio of 100%, indicating operational efficiency. However, net profit fell 35.6% YoY, and net assets per share grew only modestly at 6.3%, capping upside. The stock trades at a PB-ROE premium of 1.41, suggesting valuation is not a bargain. Overall, the company is stable but not growing aggressively, warranting a cautious view.
Analysis Checks(8/10)
Net assets per share (growth rate compared to beginning of year %)
Value6.27
Score1/3
Weight5.96%
1M Return3.39%
Value6.27
Score1/3
Weight5.96%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value76.04
Score2/3
Weight8.44%
1M Return4.63%
Value76.04
Score2/3
Weight8.44%
1M Return4.63%
Profit-MV
Value0.67
Score3/3
Weight13.81%
1M Return6.98%
Value0.67
Score3/3
Weight13.81%
1M Return6.98%
PB-ROE
Value1.41
Score2/3
Weight9.92%
1M Return5.42%
Value1.41
Score2/3
Weight9.92%
1M Return5.42%
Asset-MV
Value-0.50
Score3/3
Weight22.84%
1M Return10.42%
Value-0.50
Score3/3
Weight22.84%
1M Return10.42%
Revenue-MV
Value0.16
Score3/3
Weight13.77%
1M Return7.25%
Value0.16
Score3/3
Weight13.77%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight5.98%
1M Return3.43%
Value36.70
Score3/3
Weight5.98%
1M Return3.43%
Total profit (YoY growth rate %)
Value-35.57
Score0/3
Weight3.22%
1M Return2.05%
Value-35.57
Score0/3
Weight3.22%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight5.98%
1M Return3.43%
Value100.00
Score3/3
Weight5.98%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight10.09%
1M Return5.25%
Value0.14
Score2/3
Weight10.09%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value6.27
Score1/3
Weight5.96%
1M Return3.39%
Value6.27
Score1/3
Weight5.96%
1M Return3.39%
Revenue-MV
Value0.16
Score3/3
Weight13.77%
1M Return7.25%
Value0.16
Score3/3
Weight13.77%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value76.04
Score2/3
Weight8.44%
1M Return4.63%
Value76.04
Score2/3
Weight8.44%
1M Return4.63%
Gross profit margin (%)
Value36.70
Score3/3
Weight5.98%
1M Return3.43%
Value36.70
Score3/3
Weight5.98%
1M Return3.43%
Profit-MV
Value0.67
Score3/3
Weight13.81%
1M Return6.98%
Value0.67
Score3/3
Weight13.81%
1M Return6.98%
Total profit (YoY growth rate %)
Value-35.57
Score0/3
Weight3.22%
1M Return2.05%
Value-35.57
Score0/3
Weight3.22%
1M Return2.05%
PB-ROE
Value1.41
Score2/3
Weight9.92%
1M Return5.42%
Value1.41
Score2/3
Weight9.92%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight5.98%
1M Return3.43%
Value100.00
Score3/3
Weight5.98%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight22.84%
1M Return10.42%
Value-0.50
Score3/3
Weight22.84%
1M Return10.42%
Cash-MV
Value0.14
Score2/3
Weight10.09%
1M Return5.25%
Value0.14
Score2/3
Weight10.09%
1M Return5.25%
Is MBIN fundamentally strong?
- MBIN scores 5.50/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.14% ROE, 35.74% net margin, 9.76 P/E ratio, 0.88 P/B ratio, and -27.93% earnings growth, these metrics solidify its Netural investment rating.
