Lake Shore Bancorp (LSBK) Fundamental Analysis: Revenue, Earnings & Valuation

7.59 / 10

Outperform

Fundamentals score 7.6/10, rated Outperform. Strong points include Days Sales Outstanding, 178.8% YoY operating revenue growth, 47.4% YoY net profit growth, and 218.9% YoY cash‑flow growth. Weaknesses appear in Asset‑MV and Profit‑MV metrics, tempering the upside.

Analysis Checks(6/10)

Revenue-MV

Value-0.88

Score3/3

Weight59.54%

1M Return46.69%

Days sales outstanding

Value229.45

Score2/3

Weight2.48%

1M Return1.55%

Profit-MV

Value1.05

Score0/3

Weight-4.67%

1M Return-4.08%

Net income-Revenue

Value0.21

Score3/3

Weight31.37%

1M Return26.51%

PB-ROE

Value-0.95

Score0/3

Weight-0.92%

1M Return-0.61%

Net cash flow from operating activities (YoY growth rate %)

Value218.90

Score2/3

Weight3.35%

1M Return2.30%

Operating revenue (YoY growth rate %)

Value178.81

Score2/3

Weight1.53%

1M Return0.94%

Asset-MV

Value-0.55

Score1/3

Weight2.63%

1M Return1.71%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value47.41

Score2/3

Weight1.75%

1M Return1.17%

Cash-MV

Value-0.66

Score1/3

Weight2.93%

1M Return1.93%

Is LSBK fundamentally strong?

LSBK scores 7.59/10 on fundamentals and holds a Discounted valuation at present. Backed by its 6.28% ROE, 26.11% net margin, 15.95 P/E ratio, 0.82 P/B ratio, and 49.23% earnings growth, these metrics solidify its Outperform investment rating.