LSBK
Lake Shore Bancorp·NASDAQ
--
--(--)
--
--(--)
6.99 / 10
Outperform
LSBK's fundamental score of 7.0/10 indicates a solid base. Highlights are strong operating cash-flow growth (768.46% YoY) and a reasonable 72.55-day receivables turnover, both in favorable quartiles. However, the extremely negative net profit margin (-2972.64%) and high revenue-to-market-value spread (0.1569) temper enthusiasm. Historical back-tests show moderate one-month returns (e.g., 22.66% for Net income-Revenue group 1) but also volatility. Investors should monitor profitability improvement and valuation metrics to sustain fundamental strength.
Analysis Checks(5/10)
Revenue-MV
Value0.16
Score3/3
Weight51.87%
1M Return32.65%
Value0.16
Score3/3
Weight51.87%
1M Return32.65%
Profit-MV
Value1.11
Score0/3
Weight-3.96%
1M Return-2.52%
Value1.11
Score0/3
Weight-3.96%
1M Return-2.52%
PB-ROE
Value-0.93
Score0/3
Weight-0.46%
1M Return-0.26%
Value-0.93
Score0/3
Weight-0.46%
1M Return-0.26%
Net profit margin (%)
Value-2972.64
Score2/3
Weight1.55%
1M Return0.86%
Value-2972.64
Score2/3
Weight1.55%
1M Return0.86%
Asset-MV
Value-0.50
Score0/3
Weight3.77%
1M Return2.09%
Value-0.50
Score0/3
Weight3.77%
1M Return2.09%
Days sales outstanding
Value72.55
Score2/3
Weight2.32%
1M Return1.29%
Value72.55
Score2/3
Weight2.32%
1M Return1.29%
Net income-Revenue
Value0.34
Score3/3
Weight33.62%
1M Return22.66%
Value0.34
Score3/3
Weight33.62%
1M Return22.66%
Net cash flow from operating activities (YoY growth rate %)
Value768.46
Score2/3
Weight3.61%
1M Return2.12%
Value768.46
Score2/3
Weight3.61%
1M Return2.12%
Income tax / Total profit (%)
Value16.73
Score1/3
Weight0.70%
1M Return0.43%
Value16.73
Score1/3
Weight0.70%
1M Return0.43%
Cash-MV
Value0.14
Score1/3
Weight6.98%
1M Return3.46%
Value0.14
Score1/3
Weight6.98%
1M Return3.46%
Revenue-MV
Value0.16
Score3/3
Weight51.87%
1M Return32.65%
Value0.16
Score3/3
Weight51.87%
1M Return32.65%
Days sales outstanding
Value72.55
Score2/3
Weight2.32%
1M Return1.29%
Value72.55
Score2/3
Weight2.32%
1M Return1.29%
Profit-MV
Value1.11
Score0/3
Weight-3.96%
1M Return-2.52%
Value1.11
Score0/3
Weight-3.96%
1M Return-2.52%
Net income-Revenue
Value0.34
Score3/3
Weight33.62%
1M Return22.66%
Value0.34
Score3/3
Weight33.62%
1M Return22.66%
PB-ROE
Value-0.93
Score0/3
Weight-0.46%
1M Return-0.26%
Value-0.93
Score0/3
Weight-0.46%
1M Return-0.26%
Net cash flow from operating activities (YoY growth rate %)
Value768.46
Score2/3
Weight3.61%
1M Return2.12%
Value768.46
Score2/3
Weight3.61%
1M Return2.12%
Net profit margin (%)
Value-2972.64
Score2/3
Weight1.55%
1M Return0.86%
Value-2972.64
Score2/3
Weight1.55%
1M Return0.86%
Income tax / Total profit (%)
Value16.73
Score1/3
Weight0.70%
1M Return0.43%
Value16.73
Score1/3
Weight0.70%
1M Return0.43%
Asset-MV
Value-0.50
Score0/3
Weight3.77%
1M Return2.09%
Value-0.50
Score0/3
Weight3.77%
1M Return2.09%
Cash-MV
Value0.14
Score1/3
Weight6.98%
1M Return3.46%
Value0.14
Score1/3
Weight6.98%
1M Return3.46%
Is LSBK fundamentally strong?
- LSBK scores 6.99/10 on fundamentals and holds a Discounted valuation at present. Backed by its 4.66% ROE, 25.26% net margin, 20.82 P/E ratio, 0.86 P/B ratio, and 60.00% earnings growth, these metrics solidify its Outperform investment rating.
