Lm Funding America (LMFA) Fundamental Analysis: Revenue, Earnings & Valuation

8.20 / 10

Outperform

Fundamentals score 8.2/10 (Outperform). Key drivers include high Profit‑MV, strong Net cash flow weight, and solid Cash‑MV, despite negative operating revenue growth and high Days Sales Outstanding. Overall fundamental health is deemed exceptional.

Analysis Checks(5/10)

Revenue-MV

Value0.17

Score0/3

Weight-2.18%

1M Return-4.17%

Days sales outstanding

Value1.03

Score0/3

Weight-1.54%

1M Return-2.87%

Profit-MV

Value0.41

Score3/3

Weight60.17%

1M Return84.02%

Net income-Revenue

Value-0.16

Score3/3

Weight13.79%

1M Return26.51%

PB-ROE

Value-0.97

Score0/3

Weight-0.41%

1M Return-0.61%

Net cash flow from operating activities (YoY growth rate %)

Value-0.91

Score3/3

Weight10.76%

1M Return14.07%

Operating revenue (YoY growth rate %)

Value-28.14

Score3/3

Weight5.41%

1M Return9.80%

Asset-MV

Value-0.48

Score1/3

Weight1.15%

1M Return1.71%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value2.92

Score0/3

Weight-1.46%

1M Return-2.58%

Cash-MV

Value-0.09

Score3/3

Weight14.30%

1M Return26.39%

Is LMFA undervalued or overvalued?

LMFA scores 8.20/10 on fundamentals and holds a Discounted valuation at present. Backed by its -22.39% ROE, -100.53% net margin, -0.32 P/E ratio, 0.09 P/B ratio, and 39.63% earnings growth, these metrics solidify its Outperform investment rating.