logo

LIFE

Ethos Technologies·NASDAQ
--
--(--)
--
--(--)

LIFE fundamentals

Ethos Technologies (LIFE) released its earnings on Feb 25, 2026: revenue was 109.00M (YoY --), beat estimates; EPS was 0.39 (YoY --), missed estimates.
Revenue / YoY
109.00M
--
EPS / YoY
0.39
--
Report date
Feb 25, 2026
LIFE Earnings Call Summary for Q4,2025
  • Revenue Surge: Q4 2025 revenue up 65% YoY to $110.1M, with direct channel growth at 93% YoY.
  • Profitability: Adjusted EBITDA margin of 23%, Rule of 40 score 75, and 98% gross margin driven by AI/ML.
  • Product Expansion: Launched Accumulation Indexed Universal Life and cancer insurance in Q4 2025, targeting underserved markets.
  • Agent Ecosystem: 15,000+ agents on platform, with new agencies recruited via carrier partnerships and organic referrals.
  • AI-Driven Growth: AI optimizes marketing, underwriting, and operations, with NPS >70.
  • 2026 Outlook: Revenue guidance of $510M-$514M (32% YoY growth), balanced with 23% EBITDA margin.
EPS
Q4,2025
Actual
0.39
Forecast
0.3979
Surprise
-1.99%
Revenue
Q4,2025
Actual
109.00M
Forecast
108.35M
Surprise
+0.60%

Earnings Call