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LIFE

Ethos Technologies·NASDAQ
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LIFE fundamentals

Ethos Technologies (LIFE) released its earnings on Feb 25, 2026: revenue was 109.00M (YoY --), beat estimates; EPS was 0.39 (YoY --), missed estimates.
Revenue / YoY
109.00M
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EPS / YoY
0.39
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Report date
Feb 25, 2026
LIFE Earnings Call Summary for Q4,2025
  • Revenue Surge: Q4 2025 revenue up 65% YoY to $110.1M, with direct channel growth at 93% YoY.
  • Profitability: Adjusted EBITDA margin of 23%, Rule of 40 score 75, and 98% gross margin driven by AI/ML.
  • Product Expansion: Launched Accumulation Indexed Universal Life and cancer insurance in Q4 2025, targeting underserved markets.
  • Agent Ecosystem: 15,000+ agents on platform, with new agencies recruited via carrier partnerships and organic referrals.
  • AI-Driven Growth: AI optimizes marketing, underwriting, and operations, with NPS >70.
  • 2026 Outlook: Revenue guidance of $510M-$514M (32% YoY growth), balanced with 23% EBITDA margin.

Earnings

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Revenue

Revenue & Expenses

LIFE has released its 2025 Q4 earnings report, with revenue of 110.08M, reflecting a YoY change of 65.47%, and net profit of 24.56M, showing a YoY change of 157.24%. The Sankey diagram below clearly presents LIFE's revenue sources and cost distribution.

Key Indicators

Ethos Technologies (LIFE) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Ethos Technologies (LIFE)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Ethos Technologies (LIFE)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Ethos Technologies (LIFE)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Ethos Technologies (LIFE) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Ethos Technologies (LIFE) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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