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JKHY

Jack Henry & Associates·NASDAQ
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JKHY fundamentals

Jack Henry & Associates (JKHY) released its earnings on Feb 3, 2026: revenue was 619.33M (YoY +7.93%), beat estimates; EPS was 1.72 (YoY +28.36%), beat estimates.
Revenue / YoY
619.33M
+7.93%
EPS / YoY
1.72
+28.36%
Report date
Feb 3, 2026
JKHY Earnings Call Summary for Q2,2026
  • Revenue Growth: Q2 non-GAAP revenue up 6.7% to $611M, driven by 22 competitive core wins (4 >$1B institutions).
  • Margin Expansion: 25.1% operating margin (355 bps expansion), 90%+ free cash flow conversion.
  • Innovation Momentum: 300+ Tap2Local clients, 75 Rapid Transfers live, stablecoin beta testing.
  • Market Share Leadership: +17% core market share for banks, +40% for credit unions over 8 years.
  • FY26 Guidance: GAAP EPS $6.61-$6.72 (+6%-8%), non-GAAP revenue +6.4%-7.1%.
  • SMB Growth Engine: 100+ Tap2Local clients/month, 75 Rapid Transfers implementations.
  • Capital Allocation: $125M+ buybacks, $84M dividends, debt-free balance sheet.
EPS
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Q1,2026
Q2,2026
Actual
0.960.81.190.940.951.041.381.31.161.11.461.11.121.341.391.261.191.381.631.341.521.751.971.72
Forecast
0.80.78451.0550.86450.86180.9251.32131.12591.06111.00261.39691.11731.10281.1861.31831.14051.16881.31991.61061.32131.36961.57761.71411.4268
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
+20.00%
+1.98%
+12.80%
+8.73%
+10.23%
+12.43%
+4.44%
+15.46%
+9.32%
+9.71%
+4.52%
-1.55%
+1.56%
+12.98%
+5.44%
+10.48%
+1.81%
+4.55%
+1.20%
+1.42%
+10.98%
+10.93%
+14.93%
+20.55%
Revenue
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Q1,2026
Q2,2026
Actual
--------------------429.41M410.54M451.80M422.36M433.78M450.29M488.06M493.90M478.26M482.67M529.20M505.31M508.55M534.63M571.37M545.70M538.56M559.91M600.98M573.85M585.09M615.37M644.74M619.33M
Forecast
--------------------409.63M412.62M447.27M432.69M439.39M445.04M489.31M467.97M476.94M480.30M530.34M515.42M500.72M512.78M564.68M540.34M541.80M563.50M599.56M576.31M587.28M604.53M635.95M609.76M
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
+4.83%
-0.50%
+1.01%
-2.39%
-1.28%
+1.18%
-0.26%
+5.54%
+0.28%
+0.49%
-0.21%
-1.96%
+1.56%
+4.26%
+1.18%
+0.99%
-0.60%
-0.64%
+0.24%
-0.43%
-0.37%
+1.79%
+1.38%
+1.57%

Earnings Call