Jefferson Capital (JCAP) Fundamental Analysis: Revenue, Earnings & Valuation

8.39 / 10

Outperform

Fundamental analysis rates JCAP as Outperform with an 8.4/10 quality score and an 8.39 composite rating. Key strengths include high cash‑up, robust net profit and gross margins, and favorable leverage ratios. Most factors score positively, indicating strong earnings potential.

Analysis Checks(7/10)

Gross profit margin (%)

Value100.00

Score3/3

Weight36.03%

1M Return11.96%

Current liabilities / Total liabilities (%)

Value6.22

Score3/3

Weight22.06%

1M Return7.64%

Non-current liabilities / Total liabilities (%)

Value93.78

Score2/3

Weight5.93%

1M Return2.82%

Net profit margin (%)

Value30.65

Score2/3

Weight10.02%

1M Return3.71%

Total profit / EBIT (%)

Value67.37

Score3/3

Weight24.40%

1M Return8.47%

Cash-UP

Value-0.06

Score3/3

Weight12.32%

1M Return3.99%

Operating revenue (YoY growth rate %)

Value41.53

Score1/3

Weight5.50%

1M Return2.13%

EBIT / Total operating revenue (%)

Value52.87

Score2/3

Weight5.89%

1M Return2.12%

Asset-MV

Value-0.55

Score0/3

Weight-12.47%

1M Return-7.08%

Cash-MV

Value0.50

Score1/3

Weight-9.69%

1M Return-4.31%

Is JCAP fundamentally strong?

JCAP scores 8.39/10 on fundamentals and holds a Discounted valuation at present. Backed by its 43.78% ROE, 30.65% net margin, 5.68 P/E ratio, 2.24 P/B ratio, and 0.00% earnings growth, these metrics solidify its Outperform investment rating.