Isabella Bank (ISBA) Fundamental Analysis: Revenue, Earnings & Valuation

4.79 / 10

Netural

Fundamental rating is Neutral with a 4.8/10 score. Strengths include a 48.34% gross profit margin and healthy current‑liability ratio. Weaknesses are low PB‑ROE (‑0.89) and modest Asset‑MV, indicating limited valuation upside. Overall conditions are average.

Analysis Checks(7/10)

Revenue-MV

Value-1.07

Score3/3

Weight14.75%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.06%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.06%

1M Return3.48%

Profit-MV

Value0.65

Score1/3

Weight9.71%

1M Return4.81%

Net income-Revenue

Value0.16

Score3/3

Weight14.43%

1M Return6.34%

PB-ROE

Value-0.89

Score1/3

Weight8.31%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.07%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.06%

1M Return3.48%

Asset-MV

Value-0.55

Score0/3

Weight8.60%

1M Return4.19%

Cash-MV

Value-0.23

Score3/3

Weight15.94%

1M Return6.86%

Is ISBA undervalued or overvalued?

ISBA scores 4.79/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.56% ROE, 24.09% net margin, 18.39 P/E ratio, 1.50 P/B ratio, and 37.63% earnings growth, these metrics solidify its Netural investment rating.