ISBA
Isabella Bank·NASDAQ
--
--(--)
--
--(--)
4.19 / 10
Netural
Comprehensive fundamental review yields a score of 4.2/10, indicating mixed standing. Key positives include a 49.486% year-over-year profit growth and a strong 36.7% gross profit margin. However, significant concerns arise from a negative net assets per share growth of -31.8355% and ratios of 100% for both net profit attributable to shareholders and PB-ROE, suggesting potential profitability and valuation issues. Overall, the view is defensive.
Analysis Checks(7/10)
Net assets per share (growth rate compared to beginning of year %)
Value-31.84
Score3/3
Weight9.64%
1M Return4.47%
Value-31.84
Score3/3
Weight9.64%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.05%
1M Return3.05%
Value100.00
Score1/3
Weight6.05%
1M Return3.05%
Profit-MV
Value0.75
Score2/3
Weight11.18%
1M Return5.27%
Value0.75
Score2/3
Weight11.18%
1M Return5.27%
PB-ROE
Value-0.93
Score1/3
Weight10.05%
1M Return4.93%
Value-0.93
Score1/3
Weight10.05%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight9.33%
1M Return4.22%
Value-0.50
Score0/3
Weight9.33%
1M Return4.22%
Revenue-MV
Value-0.78
Score3/3
Weight15.92%
1M Return7.25%
Value-0.78
Score3/3
Weight15.92%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.91%
1M Return3.43%
Value36.70
Score3/3
Weight6.91%
1M Return3.43%
Total profit (YoY growth rate %)
Value49.49
Score2/3
Weight7.76%
1M Return3.74%
Value49.49
Score2/3
Weight7.76%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.91%
1M Return3.43%
Value100.00
Score3/3
Weight6.91%
1M Return3.43%
Cash-MV
Value-1.35
Score3/3
Weight16.24%
1M Return7.61%
Value-1.35
Score3/3
Weight16.24%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value-31.84
Score3/3
Weight9.64%
1M Return4.47%
Value-31.84
Score3/3
Weight9.64%
1M Return4.47%
Revenue-MV
Value-0.78
Score3/3
Weight15.92%
1M Return7.25%
Value-0.78
Score3/3
Weight15.92%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.05%
1M Return3.05%
Value100.00
Score1/3
Weight6.05%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.91%
1M Return3.43%
Value36.70
Score3/3
Weight6.91%
1M Return3.43%
Profit-MV
Value0.75
Score2/3
Weight11.18%
1M Return5.27%
Value0.75
Score2/3
Weight11.18%
1M Return5.27%
Total profit (YoY growth rate %)
Value49.49
Score2/3
Weight7.76%
1M Return3.74%
Value49.49
Score2/3
Weight7.76%
1M Return3.74%
PB-ROE
Value-0.93
Score1/3
Weight10.05%
1M Return4.93%
Value-0.93
Score1/3
Weight10.05%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.91%
1M Return3.43%
Value100.00
Score3/3
Weight6.91%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight9.33%
1M Return4.22%
Value-0.50
Score0/3
Weight9.33%
1M Return4.22%
Cash-MV
Value-1.35
Score3/3
Weight16.24%
1M Return7.61%
Value-1.35
Score3/3
Weight16.24%
1M Return7.61%
Is ISBA fundamentally strong?
- ISBA scores 4.19/10 on fundamentals and holds a Fair valuation at present. Backed by its 6.50% ROE, 24.01% net margin, 21.86 P/E ratio, 1.56 P/B ratio, and 34.97% earnings growth, these metrics solidify its Netural investment rating.
