Independent Bank (INDB) Fundamental Analysis: Revenue, Earnings & Valuation

1.67 / 10

Underperform

Fundamental rating is Underperform with a 1.7/10 score, indicating low quality. Revenue‑MV and gross profit margin are modest positives, while Asset‑MV and PB‑ROE are weak, leading to a defensive stance and limited upside.

Analysis Checks(5/10)

Revenue-MV

Value-0.39

Score2/3

Weight14.96%

1M Return6.11%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.62%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.62%

1M Return3.48%

Profit-MV

Value1.08

Score1/3

Weight10.48%

1M Return4.81%

Net income-Revenue

Value0.76

Score1/3

Weight10.81%

1M Return4.28%

PB-ROE

Value-0.94

Score0/3

Weight8.90%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.62%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.62%

1M Return3.48%

Asset-MV

Value-0.55

Score1/3

Weight16.84%

1M Return6.13%

Cash-MV

Value-0.10

Score0/3

Weight7.53%

1M Return3.33%

Is INDB fundamentally strong?

INDB scores 1.67/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.25% ROE, 23.92% net margin, 17.91 P/E ratio, 1.03 P/B ratio, and -1.77% earnings growth, these metrics solidify its Underperform investment rating.