Hanover Bancorp (HNVR) Fundamental Analysis: Revenue, Earnings & Valuation

2.97 / 10

Underperform

Fundamentally, HNVR scores 4.89/10 and is rated Underperform. Strengths lie in Asset‑MV and a solid gross profit margin, while Profit‑MV, Net‑income‑Revenue and PB‑ROE are weak, indicating subpar profitability and valuation concerns.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.79%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.79%

1M Return3.70%

Profit-MV

Value0.45

Score0/3

Weight8.42%

1M Return4.03%

Net income-Revenue

Value-4.67

Score0/3

Weight8.46%

1M Return3.99%

PB-ROE

Value-0.99

Score2/3

Weight15.01%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.79%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.79%

1M Return3.70%

Cash-UP

Value0.60

Score2/3

Weight9.39%

1M Return4.32%

Asset-MV

Value-0.55

Score2/3

Weight17.51%

1M Return6.73%

Cash-MV

Value0.12

Score1/3

Weight10.05%

1M Return4.31%

Is HNVR fundamentally strong?

HNVR scores 2.97/10 on fundamentals and holds a Premium valuation at present. Backed by its 3.77% ROE, 10.21% net margin, 20.70 P/E ratio, 0.77 P/B ratio, and -39.52% earnings growth, these metrics solidify its Underperform investment rating.