HNVR
Hanover Bancorp·NASDAQ
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2.21 / 10
Underperform
HNVR's fundamentals are challenging (score 2.2/10). Key positives include a strong gross profit margin (36.7%) and a healthy total profit to EBIT ratio (100%), but these are offset by a negative year-over-year profit trend (-12.2%) and sub-par net asset growth. This combination supports a cautious, selective view.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value2.14
Score0/3
Weight4.56%
1M Return2.09%
Value2.14
Score0/3
Weight4.56%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.15%
1M Return3.05%
Value100.00
Score1/3
Weight7.15%
1M Return3.05%
Profit-MV
Value0.80
Score2/3
Weight13.22%
1M Return5.27%
Value0.80
Score2/3
Weight13.22%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight17.66%
1M Return6.02%
Value1.41
Score3/3
Weight17.66%
1M Return6.02%
Asset-MV
Value-0.50
Score1/3
Weight16.98%
1M Return5.76%
Value-0.50
Score1/3
Weight16.98%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.73%
1M Return3.16%
Value0.16
Score0/3
Weight7.73%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.17%
1M Return3.43%
Value36.70
Score3/3
Weight8.17%
1M Return3.43%
Total profit (YoY growth rate %)
Value-12.21
Score0/3
Weight4.40%
1M Return2.05%
Value-12.21
Score0/3
Weight4.40%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.17%
1M Return3.43%
Value100.00
Score3/3
Weight8.17%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight11.96%
1M Return4.21%
Value0.14
Score1/3
Weight11.96%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value2.14
Score0/3
Weight4.56%
1M Return2.09%
Value2.14
Score0/3
Weight4.56%
1M Return2.09%
Revenue-MV
Value0.16
Score0/3
Weight7.73%
1M Return3.16%
Value0.16
Score0/3
Weight7.73%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.15%
1M Return3.05%
Value100.00
Score1/3
Weight7.15%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.17%
1M Return3.43%
Value36.70
Score3/3
Weight8.17%
1M Return3.43%
Profit-MV
Value0.80
Score2/3
Weight13.22%
1M Return5.27%
Value0.80
Score2/3
Weight13.22%
1M Return5.27%
Total profit (YoY growth rate %)
Value-12.21
Score0/3
Weight4.40%
1M Return2.05%
Value-12.21
Score0/3
Weight4.40%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight17.66%
1M Return6.02%
Value1.41
Score3/3
Weight17.66%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.17%
1M Return3.43%
Value100.00
Score3/3
Weight8.17%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight16.98%
1M Return5.76%
Value-0.50
Score1/3
Weight16.98%
1M Return5.76%
Cash-MV
Value0.14
Score1/3
Weight11.96%
1M Return4.21%
Value0.14
Score1/3
Weight11.96%
1M Return4.21%
Is HNVR fundamentally strong?
- HNVR scores 2.21/10 on fundamentals and holds a Premium valuation at present. Backed by its 3.74% ROE, 15.62% net margin, 15.24 P/E ratio, 0.86 P/B ratio, and -18.18% earnings growth, these metrics solidify its Underperform investment rating.
