Herzfeld Credit (HERZ) Fundamental Analysis: Revenue, Earnings & Valuation

1.61 / 10

Underperform

Herzfeld Credit Income Fund faces significant fundamental challenges: a negative return on total assets (-9.58%) and a sharp decline in basic earnings per share (-69.31% YoY). Although gross profit margin (47.52%) and current liabilities ratio (53.35%) show moderate strength, they are insufficient to offset other weaknesses, resulting in an overall fundamental score of 1.61/10 and an 'Underperform' rating.

Analysis Checks(3/8)

Gross profit margin (%)

Value47.52

Score2/3

Weight15.28%

1M Return1.53%

Current liabilities / Total liabilities (%)

Value53.35

Score2/3

Weight15.71%

1M Return1.58%

Basic earnings per share (YoY growth rate %)

Value-69.31

Score0/3

Weight4.75%

1M Return0.50%

Rate of return on total assets (%)

Value-9.58

Score1/3

Weight14.21%

1M Return1.48%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight15.05%

1M Return1.52%

Annualized return on total assets (%)

Value-9.58

Score1/3

Weight14.21%

1M Return1.48%

Diluted earnings per share (YoY growth rate %)

Value39.79

Score0/3

Weight8.30%

1M Return0.88%

Operating revenue (YoY growth rate %)

Value74.94

Score1/3

Weight12.48%

1M Return1.29%

Is HERZ fundamentally strong?

HERZ scores 1.61/10 on fundamentals and holds a Premium valuation at present. Backed by its 2.36% ROE, 97.89% net margin, 29.33 P/E ratio, 0.72 P/B ratio, and 0.00% earnings growth, these metrics solidify its Underperform investment rating.