HBCP
Home Bancorp·NASDAQ
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HBCP fundamentals
Home Bancorp (HBCP) released its earnings on Jan 26, 2026: revenue was 38.05M (YoY +8.05%), beat estimates; EPS was 1.46 (YoY +17.62%), beat estimates.
Revenue / YoY
38.05M
+8.05%
EPS / YoY
1.46
+17.62%
Report date
Jan 26, 2026
HBCP Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 EPS up 29% to $5.87, driven by 4.06% NIM and 1.29% ROA.
- Texas Growth Engine: Texas loans at 20% of portfolio, with new Houston branch to boost deposit capture.
- Credit Stability: Charge-offs at 6bps of loans, with Q4 NPA increase due to two Texas developments expected to resolve by Q1.
- 2026 Outlook: Mid-single-digit loan growth, 4.1-4.15% NIM expansion, and $150-150 million M&A pipeline.
- Strategic Focus: SBA expansion, deposit cost reduction, and disciplined capital deployment.
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Key Indicators
Home Bancorp (HBCP) key financial stats and ratios, covering profitability, financial health, and leverage.
Home Bancorp (HBCP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Home Bancorp (HBCP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Home Bancorp (HBCP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Home Bancorp (HBCP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Home Bancorp (HBCP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Home Bancorp's earnings call?What does Home Bancorp do and what are its main business segments?What is Home Bancorp's latest dividend and current dividend yield?What were the key takeaways from Home Bancorp’s earnings call?What guidance did Home Bancorp's management provide for the next earnings period?Did Home Bancorp beat or miss consensus estimates last quarter?What is Home Bancorp's gross profit margin?What is the market's earnings forecast for Home Bancorp next quarter?
