Home Bancorp (HBCP) Fundamental Analysis: Revenue, Earnings & Valuation

4.69 / 10

Netural

Fundamental analysis rates the stock neutral (4.7/10). Profit‑to‑market and cash‑up metrics are positive, while cash‑to‑market and asset‑to‑market lag. Gross margin is solid at 41.8%, liabilities ratios are healthy, but cash position is weak.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.77%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.77%

1M Return3.70%

Profit-MV

Value1.33

Score3/3

Weight15.97%

1M Return7.25%

Net income-Revenue

Value0.54

Score1/3

Weight11.23%

1M Return5.19%

PB-ROE

Value-0.93

Score3/3

Weight16.02%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.77%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.77%

1M Return3.70%

Cash-UP

Value-0.94

Score3/3

Weight9.37%

1M Return5.00%

Asset-MV

Value-0.55

Score1/3

Weight13.70%

1M Return6.12%

Cash-MV

Value-0.40

Score0/3

Weight6.63%

1M Return3.50%

Is HBCP undervalued or overvalued?

HBCP scores 4.69/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.08% ROE, 30.97% net margin, 10.51 P/E ratio, 1.11 P/B ratio, and 29.48% earnings growth, these metrics solidify its Netural investment rating.