HAFC
Hanmi Financial·NASDAQ
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HAFC fundamentals
Hanmi Financial (HAFC) released its earnings on Jan 27, 2026: revenue was 71.18M (YoY +17.06%), missed estimates; EPS was 0.7 (YoY +20.69%), met estimates.
Revenue / YoY
71.18M
+17.06%
EPS / YoY
0.7
+20.69%
Report date
Jan 27, 2026
HAFC Earnings Call Summary for Q4,2025
- Strong Financial Performance: Full-year net income up 22% to $76.1 million, driven by 5% loan growth and 37bps NIM expansion.
- Portfolio Diversification: C&I loans up 25%, CRE exposure reduced, SBA loans sold +39%.
- Efficiency Improvement: 54.95% efficiency ratio reflects disciplined expense management.
- Capital Deployment: $42M returned to shareholders via buybacks and dividends.
- Challenges: Competitive CD repricing environment, mid-single-digit expense growth expected.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Hanmi Financial (HAFC) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Hanmi Financial (HAFC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Hanmi Financial (HAFC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Hanmi Financial (HAFC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Hanmi Financial (HAFC) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Hanmi Financial (HAFC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Hanmi Financial's earnings call?What guidance did Hanmi Financial's management provide for the next earnings period?What does Hanmi Financial do and what are its main business segments?What is the market's earnings forecast for Hanmi Financial next quarter?Did Hanmi Financial beat or miss consensus estimates last quarter?What is Hanmi Financial's gross profit margin?What is Hanmi Financial's latest dividend and current dividend yield?What were the key takeaways from Hanmi Financial’s earnings call?
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