HAFC
Hanmi Financial·NASDAQ
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HAFC fundamentals
Hanmi Financial (HAFC) released its earnings on Jan 27, 2026: revenue was 71.18M (YoY +17.06%), missed estimates; EPS was 0.7 (YoY +20.69%), met estimates.
Revenue / YoY
71.18M
+17.06%
EPS / YoY
0.7
+20.69%
Report date
Jan 27, 2026
HAFC Earnings Call Summary for Q4,2025
- Strong Financial Performance: Full-year net income up 22% to $76.1 million, driven by 5% loan growth and 37bps NIM expansion.
- Portfolio Diversification: C&I loans up 25%, CRE exposure reduced, SBA loans sold +39%.
- Efficiency Improvement: 54.95% efficiency ratio reflects disciplined expense management.
- Capital Deployment: $42M returned to shareholders via buybacks and dividends.
- Challenges: Competitive CD repricing environment, mid-single-digit expense growth expected.
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Revenue
Revenue & Expenses
Key Indicators
Hanmi Financial (HAFC) key financial stats and ratios, covering profitability, financial health, and leverage.
Hanmi Financial (HAFC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Hanmi Financial (HAFC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Hanmi Financial (HAFC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Hanmi Financial (HAFC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Hanmi Financial (HAFC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Hanmi Financial beat or miss consensus estimates last quarter?What factors drove the changes in Hanmi Financial's revenue and profit?What is the market's earnings forecast for Hanmi Financial next quarter?What does Hanmi Financial do and what are its main business segments?What were the key takeaways from Hanmi Financial's earnings call?What were the key takeaways from Hanmi Financial’s earnings call?What is Hanmi Financial's gross profit margin?What is Hanmi Financial's latest dividend and current dividend yield?
