GALICIA FINANCIAL GROUP (GGAL) Fundamental Analysis: Revenue, Earnings & Valuation

2.76 / 10

Underperform

Fundamental rating is Underperform, scoring 2.8/10. Gross profit margin and liability ratios are decent, yet PB‑ROE and net‑income‑to‑revenue are poor. Overall, the company shows weak financial health and limited upside.

Analysis Checks(6/10)

Revenue-MV

Value-0.08

Score0/3

Weight7.54%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.90%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.90%

1M Return3.48%

Profit-MV

Value0.68

Score2/3

Weight15.62%

1M Return6.04%

Net income-Revenue

Value-0.04

Score0/3

Weight8.49%

1M Return3.87%

PB-ROE

Value-1.06

Score1/3

Weight9.30%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.90%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.90%

1M Return3.48%

Asset-MV

Value-0.55

Score0/3

Weight9.62%

1M Return4.19%

Cash-MV

Value0.03

Score3/3

Weight17.83%

1M Return6.86%

Is GGAL undervalued or overvalued?

GGAL scores 2.76/10 on fundamentals and holds a Premium valuation at present. Backed by its -1.06% ROE, -5.33% net margin, -119.81 P/E ratio, 1.29 P/B ratio, and -108.00% earnings growth, these metrics solidify its Underperform investment rating.