First Bank (FRBA) Fundamental Analysis: Revenue, Earnings & Valuation

7.28 / 10

Outperform

Fundamental assessment rates FRBA at 7.3/10, labeled Outperform. Key drivers—Asset‑MV, Profit‑MV, Cash‑MV, PB‑ROE and profit margins—show above‑average scores and strong historical month‑over‑month returns, indicating a healthy balance sheet and earnings quality.

Analysis Checks(10/10)

Gross profit margin (%)

Value36.92

Score3/3

Weight6.02%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value49.61

Score3/3

Weight6.01%

1M Return3.70%

Profit-MV

Value1.06

Score3/3

Weight14.19%

1M Return7.25%

Net income-Revenue

Value0.57

Score3/3

Weight13.07%

1M Return6.99%

PB-ROE

Value-0.96

Score3/3

Weight14.24%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.26

Score3/3

Weight6.02%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.01%

1M Return3.70%

Cash-UP

Value0.04

Score3/3

Weight8.33%

1M Return5.00%

Asset-MV

Value-0.49

Score2/3

Weight13.52%

1M Return6.73%

Cash-MV

Value0.09

Score3/3

Weight12.59%

1M Return6.88%

Is FRBA undervalued or overvalued?

FRBA scores 7.28/10 on fundamentals and holds a Discounted valuation at present. Backed by its 7.45% ROE, 29.35% net margin, 9.35 P/E ratio, 0.91 P/B ratio, and 3.73% earnings growth, these metrics solidify its Outperform investment rating.