Financial Institutions (FISI) Fundamental Analysis: Revenue, Earnings & Valuation

4.92 / 10

Netural

Fundamentals score around 4.9/10, deemed neutral. Strengths include a 48.3% gross margin and solid current‑liability ratios. Weak points are low cash‑to‑market and modest net‑income‑to‑revenue. Overall quality is moderate.

Analysis Checks(8/10)

Revenue-MV

Value-0.40

Score3/3

Weight13.03%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.24%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.24%

1M Return3.48%

Profit-MV

Value1.54

Score2/3

Weight12.34%

1M Return6.04%

Net income-Revenue

Value0.64

Score1/3

Weight8.85%

1M Return4.28%

PB-ROE

Value-0.96

Score2/3

Weight10.33%

1M Return5.41%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.24%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.24%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight24.32%

1M Return9.93%

Cash-MV

Value-0.05

Score0/3

Weight6.17%

1M Return3.33%

Is FISI undervalued or overvalued?

FISI scores 4.92/10 on fundamentals and holds a Fair valuation at present. Backed by its 12.26% ROE, 30.57% net margin, 8.38 P/E ratio, 0.98 P/B ratio, and 232.73% earnings growth, these metrics solidify its Netural investment rating.