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FIGR

Figure Technology·NASDAQ
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FIGR fundamentals

Figure Technology (FIGR) released its earnings on Feb 26, 2026: revenue was 157.63M (YoY --), beat estimates; EPS was 0.06 (YoY --), missed estimates.
Revenue / YoY
157.63M
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EPS / YoY
0.06
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Report date
Feb 26, 2026
FIGR Earnings Call Summary for Q4,2025
  • Marketplace Growth: Figure Connect volume surged to 54% of Q4 2025 originations, up from 0% in Q4 2024, driven by AI-enabled cost reduction (75% chat containment) and third-party asset origination.
  • Strategic Expansion:
    • Auto Finance: $100M+ auto loans via Agora partnership, targeting $1.5T market.
    • SMB Lending: Q4 volume doubles to $46M, with Newtek partnership for small business HELOCs.
    • First Lien Mortgages: 19% of originations (vs. 12% last year), 5-day origination vs. 50-day industry average.
  • Financial Performance: 131% YoY volume growth, 51.6% EBITDA margin, and $200M share buyback program reflect capital-light model success.
  • Blockchain Innovation: Democratized Prime expands to $200B in matched offers, while OPEN enables 24/7 on-chain equity trading with atomic settlement.

Earnings

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Revenue

Revenue & Expenses

FIGR has released its 2025 Q4 earnings report, with revenue of 159.91M, reflecting a YoY change of 90.70%, and net profit of 15.08M, showing a YoY change of 156.04%. The Sankey diagram below clearly presents FIGR's revenue sources and cost distribution.

Key Indicators

Figure Technology (FIGR) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Figure Technology (FIGR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Figure Technology (FIGR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Figure Technology (FIGR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Figure Technology (FIGR) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Figure Technology (FIGR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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