FGBI
First Guaranty·NASDAQ
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4.66 / 10
Netural
FGBI's fundamental status is described as 'moderated' with a 4.7/10 score. Key strengths include a healthy gross profit margin of 36.7% and a total profit to EBIT ratio of 100%, both of which rank in the top performance group (score 3/3). However, significant weaknesses are evident in the year-over-year total profit decline of -581.7% and a net assets per share growth rate of -31.0%, both in the lowest group (score 0/3). Other factors like Net profit attributable to parent company shareholders to net profit ratio (102.98%) and PB-ROE (1.41) score moderately well. The weighted score of 4.66/10 reflects this mixed profile, suggesting investors should balance the strong margin metrics against the sharp profit contraction.
Analysis Checks(7/10)
Net assets per share (growth rate compared to beginning of year %)
Value-31.02
Score0/3
Weight3.73%
1M Return2.09%
Value-31.02
Score0/3
Weight3.73%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value102.99
Score0/3
Weight4.09%
1M Return2.17%
Value102.99
Score0/3
Weight4.09%
1M Return2.17%
Profit-MV
Value0.24
Score2/3
Weight10.81%
1M Return5.27%
Value0.24
Score2/3
Weight10.81%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Revenue-MV
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Total profit (YoY growth rate %)
Value-581.73
Score0/3
Weight3.60%
1M Return2.05%
Value-581.73
Score0/3
Weight3.60%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Cash-MV
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value-31.02
Score0/3
Weight3.73%
1M Return2.09%
Value-31.02
Score0/3
Weight3.73%
1M Return2.09%
Revenue-MV
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Value0.16
Score2/3
Weight13.14%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value102.99
Score0/3
Weight4.09%
1M Return2.17%
Value102.99
Score0/3
Weight4.09%
1M Return2.17%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Value36.70
Score3/3
Weight6.68%
1M Return3.43%
Profit-MV
Value0.24
Score2/3
Weight10.81%
1M Return5.27%
Value0.24
Score2/3
Weight10.81%
1M Return5.27%
Total profit (YoY growth rate %)
Value-581.73
Score0/3
Weight3.60%
1M Return2.05%
Value-581.73
Score0/3
Weight3.60%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Value1.41
Score3/3
Weight14.45%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Value100.00
Score3/3
Weight6.68%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Value-0.50
Score3/3
Weight25.53%
1M Return10.42%
Cash-MV
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Value0.14
Score2/3
Weight11.28%
1M Return5.25%
Is FGBI undervalued or overvalued?
- FGBI scores 4.66/10 on fundamentals and holds a Fair valuation at present. Backed by its -25.30% ROE, -58.55% net margin, -10.97 P/E ratio, 0.64 P/B ratio, and -626.19% earnings growth, these metrics solidify its Netural investment rating.
