FFIN
First Financial Bankshares·NASDAQ
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2.16 / 10
Underperform
Fundamental metrics indicate weak status (2.2/10). Bullish considerations: Total profit (YoY growth rate %) and Gross profit margin (%), despite concerns regarding Net profit attributable to parent company shareholders / Net profit (%) and PB-ROE. Final rating: selective.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value13.73
Score3/3
Weight10.80%
1M Return4.47%
Value13.73
Score3/3
Weight10.80%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.78%
1M Return3.05%
Value100.00
Score1/3
Weight6.78%
1M Return3.05%
Profit-MV
Value-0.18
Score2/3
Weight12.52%
1M Return5.27%
Value-0.18
Score2/3
Weight12.52%
1M Return5.27%
PB-ROE
Value1.41
Score1/3
Weight11.25%
1M Return4.93%
Value1.41
Score1/3
Weight11.25%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight10.45%
1M Return4.22%
Value-0.50
Score0/3
Weight10.45%
1M Return4.22%
Revenue-MV
Value0.16
Score1/3
Weight12.72%
1M Return4.65%
Value0.16
Score1/3
Weight12.72%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.74%
1M Return3.43%
Value36.70
Score3/3
Weight7.74%
1M Return3.43%
Total profit (YoY growth rate %)
Value12.36
Score2/3
Weight8.69%
1M Return3.74%
Value12.36
Score2/3
Weight8.69%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.74%
1M Return3.43%
Value100.00
Score3/3
Weight7.74%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight11.33%
1M Return4.21%
Value0.14
Score1/3
Weight11.33%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value13.73
Score3/3
Weight10.80%
1M Return4.47%
Value13.73
Score3/3
Weight10.80%
1M Return4.47%
Revenue-MV
Value0.16
Score1/3
Weight12.72%
1M Return4.65%
Value0.16
Score1/3
Weight12.72%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.78%
1M Return3.05%
Value100.00
Score1/3
Weight6.78%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.74%
1M Return3.43%
Value36.70
Score3/3
Weight7.74%
1M Return3.43%
Profit-MV
Value-0.18
Score2/3
Weight12.52%
1M Return5.27%
Value-0.18
Score2/3
Weight12.52%
1M Return5.27%
Total profit (YoY growth rate %)
Value12.36
Score2/3
Weight8.69%
1M Return3.74%
Value12.36
Score2/3
Weight8.69%
1M Return3.74%
PB-ROE
Value1.41
Score1/3
Weight11.25%
1M Return4.93%
Value1.41
Score1/3
Weight11.25%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.74%
1M Return3.43%
Value100.00
Score3/3
Weight7.74%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight10.45%
1M Return4.22%
Value-0.50
Score0/3
Weight10.45%
1M Return4.22%
Cash-MV
Value0.14
Score1/3
Weight11.33%
1M Return4.21%
Value0.14
Score1/3
Weight11.33%
1M Return4.21%
Is FFIN fundamentally strong?
- FFIN scores 2.16/10 on fundamentals and holds a Premium valuation at present. Backed by its 10.49% ROE, 39.51% net margin, 20.53 P/E ratio, 2.72 P/B ratio, and 16.55% earnings growth, these metrics solidify its Underperform investment rating.
