First (FFBC) Fundamental Analysis: Revenue, Earnings & Valuation

4.40 / 10

Netural

Fundamentally, FFBC scores 4.4/10 (neutral). Asset‑MV and Profit‑MV are bullish, while PB‑ROE and Net‑income‑Revenue are bearish. Cash‑MV, Cash‑UP and gross margin (41.8%) are solid, and liability ratios are low, yielding a guarded outlook.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.82%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.82%

1M Return3.70%

Profit-MV

Value1.54

Score3/3

Weight16.08%

1M Return7.25%

Net income-Revenue

Value0.63

Score1/3

Weight11.31%

1M Return5.19%

PB-ROE

Value-0.95

Score1/3

Weight8.78%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.82%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.82%

1M Return3.70%

Cash-UP

Value0.10

Score2/3

Weight8.21%

1M Return4.32%

Asset-MV

Value-0.55

Score2/3

Weight15.32%

1M Return6.73%

Cash-MV

Value0.57

Score2/3

Weight13.02%

1M Return6.14%

Is FFBC undervalued or overvalued?

FFBC scores 4.40/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.82% ROE, 28.42% net margin, 11.49 P/E ratio, 1.06 P/B ratio, and 10.74% earnings growth, these metrics solidify its Netural investment rating.