First Citizens Bancshares (FCNCA) Fundamental Analysis: Revenue, Earnings & Valuation

4.85 / 10

Netural

Fundamental rating is neutral (4.8/10). Profit‑MV and gross margin score high, while PB‑ROE and cash‑MV lag. Liability ratios are low, indicating stability. Overall, fundamentals are modest, warranting guarded interest.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.32%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.32%

1M Return3.70%

Profit-MV

Value1.40

Score3/3

Weight14.91%

1M Return7.25%

Net income-Revenue

Value0.82

Score1/3

Weight10.49%

1M Return5.19%

PB-ROE

Value-0.94

Score1/3

Weight8.14%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.32%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.32%

1M Return3.70%

Cash-UP

Value0.13

Score1/3

Weight6.15%

1M Return3.24%

Asset-MV

Value-0.55

Score3/3

Weight26.89%

1M Return11.46%

Cash-MV

Value0.61

Score1/3

Weight8.15%

1M Return4.31%

Is FCNCA fundamentally strong?

FCNCA scores 4.85/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.67% ROE, 23.12% net margin, 10.11 P/E ratio, 0.98 P/B ratio, and -12.77% earnings growth, these metrics solidify its Netural investment rating.