FirstCash (FCFS) Fundamental Analysis: Revenue, Earnings & Valuation

9.09 / 10

Outperform

Fundamental analysis rates FCFS as Outperform with a 9.1/10 rating. Cash‑to‑market (0.166) and net profit margin (9.0%) are bullish, while asset‑to‑market is weak. Strong liability ratios and high profit‑to‑EBIT (79%) boost the 9.09 composite score.

Analysis Checks(6/10)

Gross profit margin (%)

Value50.28

Score1/3

Weight-0.07%

1M Return-0.02%

Current liabilities / Total liabilities (%)

Value13.49

Score3/3

Weight28.00%

1M Return7.64%

Non-current liabilities / Total liabilities (%)

Value86.51

Score3/3

Weight36.33%

1M Return9.66%

Net profit margin (%)

Value9.04

Score2/3

Weight12.72%

1M Return3.71%

Total profit / EBIT (%)

Value79.09

Score3/3

Weight30.97%

1M Return8.47%

Cash-UP

Value0.25

Score1/3

Weight-19.94%

1M Return-8.26%

Operating revenue (YoY growth rate %)

Value7.86

Score0/3

Weight-6.65%

1M Return-2.25%

EBIT / Total operating revenue (%)

Value15.46

Score2/3

Weight7.48%

1M Return2.12%

Asset-MV

Value-0.55

Score0/3

Weight-15.82%

1M Return-7.08%

Cash-MV

Value0.17

Score3/3

Weight26.99%

1M Return6.88%

Is FCFS fundamentally strong?

FCFS scores 9.09/10 on fundamentals and holds a Discounted valuation at present. Backed by its 15.26% ROE, 9.02% net margin, 26.57 P/E ratio, 3.86 P/B ratio, and 29.51% earnings growth, these metrics solidify its Outperform investment rating.