First Bancorp (FBNC) Fundamental Analysis: Revenue, Earnings & Valuation

2.31 / 10

Underperform

Fundamentally, FBNC is rated Underperform with a 2.3/10 score. Positive signals arise from net‑income‑revenue and gross profit margin, while cash‑to‑market value and PB‑ROE are bearish, indicating limited upside.

Analysis Checks(6/10)

Revenue-MV

Value-1.16

Score1/3

Weight10.18%

1M Return4.17%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.93%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.93%

1M Return3.48%

Profit-MV

Value0.83

Score0/3

Weight7.58%

1M Return3.11%

Net income-Revenue

Value0.16

Score2/3

Weight14.91%

1M Return6.11%

PB-ROE

Value-0.90

Score0/3

Weight9.27%

1M Return3.52%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.94%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.94%

1M Return3.48%

Asset-MV

Value-0.55

Score2/3

Weight18.32%

1M Return7.16%

Cash-MV

Value-0.12

Score1/3

Weight8.00%

1M Return3.40%

Is FBNC fundamentally strong?

FBNC scores 2.31/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.12% ROE, 28.45% net margin, 20.71 P/E ratio, 1.38 P/B ratio, and 44.86% earnings growth, these metrics solidify its Underperform investment rating.