Expensify (EXFY) Fundamental Analysis: Revenue, Earnings & Valuation

0.07 / 10

Underperform

Fundamental assessment rates Expensify as Underperform with a 0.1/10 profile. Revenue‑MV and Net‑income‑Revenue show modest positives, but Asset‑MV, Cash‑MV, and ROE are deeply negative. Overall, the balance sheet and profitability metrics suggest a fragile financial foundation.

Analysis Checks(5/10)

Revenue-MV

Value0.28

Score2/3

Weight-392.52%

1M Return1.88%

Profit-MV

Value0.66

Score2/3

Weight395.17%

1M Return-2.54%

Net income-Revenue

Value-0.04

Score2/3

Weight194.99%

1M Return-1.16%

PB-ROE

Value-0.32

Score3/3

Weight-942.60%

1M Return5.36%

Rate of return on total assets (%)

Value-10.79

Score1/3

Weight71.34%

1M Return-0.38%

Annualized return on total assets (%)

Value-10.79

Score1/3

Weight71.34%

1M Return-0.38%

ROE (diluted) (%)

Value-16.11

Score2/3

Weight15.27%

1M Return-0.07%

Asset-MV

Value-0.55

Score1/3

Weight-248.40%

1M Return1.20%

Inventory turnover days

Value213.26

Score1/3

Weight9.27%

1M Return-0.05%

Cash-MV

Value-1.05

Score1/3

Weight926.15%

1M Return-5.15%

Is EXFY fundamentally strong?

EXFY scores 0.07/10 on fundamentals and holds a Premium valuation at present. Backed by its -16.39% ROE, -15.05% net margin, -3.79 P/E ratio, 0.61 P/B ratio, and -91.67% earnings growth, these metrics solidify its Underperform investment rating.