Eagle Financial (EFSI) Fundamental Analysis: Revenue, Earnings & Valuation

4.29 / 10

Netural

Fundamental score is 4.3/10, indicating mixed quality. Strengths include a 48.34% gross margin and solid current liability ratios. Weaknesses are negative PB‑ROE (‑0.95) and below‑average Asset‑MV, Revenue‑MV, and Profit‑MV, suggesting defensive positioning.

Analysis Checks(7/10)

Revenue-MV

Value-0.58

Score1/3

Weight8.74%

1M Return4.17%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.81%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.81%

1M Return3.48%

Profit-MV

Value0.32

Score1/3

Weight9.36%

1M Return4.81%

Net income-Revenue

Value0.06

Score0/3

Weight7.31%

1M Return3.87%

PB-ROE

Value-0.95

Score3/3

Weight16.28%

1M Return7.42%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.81%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.81%

1M Return3.48%

Asset-MV

Value-0.55

Score2/3

Weight15.72%

1M Return7.16%

Cash-MV

Value0.01

Score3/3

Weight15.36%

1M Return6.86%

Is EFSI undervalued or overvalued?

EFSI scores 4.29/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.34% ROE, 11.82% net margin, 22.61 P/E ratio, 0.98 P/B ratio, and -63.19% earnings growth, these metrics solidify its Netural investment rating.