ECBK
ECB Bancorp·NASDAQ
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ECBK fundamentals
During Q4 2025, ECB Bancorp (ECBK) reported revenue of 9.51M, a YoY change of 33.76%. Net income was 2.60M, a YoY change of 79.53%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 4.63M -- | 4.88M -- | 4.97M -- | 5.43M -- | 5.17M +11.56% | 6.06M +24.10% | 6.77M +36.27% | 7.04M +29.63% | 6.59M +27.54% | 6.64M +9.63% | 6.41M -5.31% | 6.20M -11.98% | 6.21M -5.84% | 6.30M -5.08% | 6.59M +2.92% | 7.11M +14.69% | 6.92M +11.42% | 8.02M +27.18% | 8.80M +33.39% | 9.51M +33.76% | 33.24M -- |
Net Interest Income | 4.35M -- | 4.62M -- | 4.61M -- | 5.12M -- | 4.92M +13.21% | 5.37M +16.22% | 6.54M +41.91% | 6.81M +32.94% | 6.37M +29.39% | 6.40M +19.25% | 6.09M -6.93% | 5.94M -12.82% | 5.90M -7.27% | 6.01M -6.03% | 6.29M +3.37% | 6.78M +14.21% | 6.65M +12.62% | 7.66M +27.39% | 8.46M +34.41% | 9.15M +34.93% | 31.92M -- |
Interest Income | 5.42M -- | 5.58M -- | 5.48M -- | 5.90M -- | 5.61M +3.52% | 6.10M +9.29% | 7.76M +41.68% | 9.69M +64.12% | 12.06M +115.01% | 13.65M +123.93% | 14.17M +82.53% | 14.90M +53.82% | 15.69M +30.11% | 16.39M +20.04% | 17.16M +21.10% | 17.81M +19.56% | 17.62M +12.28% | 19.10M +16.57% | 20.42M +19.01% | 21.04M +18.12% | 78.18M -- |
Interest Expense | 1.07M -- | 961.00K -- | 870.00K -- | 777.00K -- | 690.00K -35.69% | 730.00K -24.04% | 1.22M +40.46% | 2.87M +269.76% | 5.70M +725.51% | 7.25M +893.42% | 8.08M +561.21% | 8.96M +211.80% | 9.79M +71.89% | 10.37M +43.04% | 10.86M +34.46% | 11.03M +23.11% | 10.97M +12.07% | 11.44M +10.30% | 11.96M +10.10% | 11.89M +7.79% | 46.26M -- |
Non-Interest Income | 289.00K -- | 263.00K -- | 358.00K -- | 310.00K -- | 251.00K -13.15% | 690.00K +162.36% | 228.00K -36.31% | 232.00K -25.16% | 229.00K -8.76% | 240.00K -65.22% | 322.00K +41.23% | 261.00K +12.50% | 307.00K +34.06% | 289.00K +20.42% | 304.00K -5.59% | 328.00K +25.67% | 271.00K -11.73% | 355.00K +22.84% | 341.00K +12.17% | 360.00K +9.76% | 1.33M -- |
Gain (Loss) on Trading Securities | 120.00K -- | 87.00K -- | 138.00K -- | 100.00K -- | 45.00K -62.50% | 23.00K -73.56% | 16.00K -88.41% | 0 -100.00% | -- -- | 5.00K -78.26% | 9.00K -43.75% | 8.00K -- | 35.00K -- | 19.00K +280.00% | 27.00K +200.00% | 39.00K +387.50% | 0 -100.00% | 43.00K +126.32% | 55.00K +103.70% | 34.00K -12.82% | 132.00K -- |
Fees and Commissions Income | 100.00K -- | 91.00K -- | 100.00K -- | 101.00K -- | 100.00K -- | 112.00K +23.08% | 114.00K +14.00% | 120.00K +18.81% | 119.00K +19.00% | 130.00K +16.07% | 123.00K +7.89% | 141.00K +17.50% | 142.00K +19.33% | 143.00K +10.00% | 142.00K +15.45% | 151.00K +7.09% | 140.00K -1.41% | 154.00K +7.69% | 147.00K +3.52% | 157.00K +3.97% | 598.00K -- |
Other Non-Interest Income | 69.00K -- | 85.00K -- | 120.00K -- | 109.00K -- | 106.00K +53.62% | 555.00K +552.94% | 98.00K -18.33% | 112.00K +2.75% | 110.00K +3.77% | 105.00K -81.08% | 190.00K +93.88% | 112.00K -- | 130.00K +18.18% | 127.00K +20.95% | 135.00K -28.95% | 138.00K +23.21% | 131.00K +0.77% | 158.00K +24.41% | 139.00K +2.96% | 169.00K +22.46% | 597.00K -- |
Loan Impairment Loss | 90.00K -- | 90.00K -- | 90.00K -- | 90.00K -- | 121.00K +34.44% | 754.00K +737.78% | 925.00K +927.78% | 1.14M +1166.67% | 879.00K +626.45% | -- -- | -184.00K -119.89% | 107.00K -90.61% | 147.00K -83.28% | 292.00K -- | 46.00K +125.00% | -311.00K -390.65% | -10.00K -106.80% | 1.12M +283.56% | 183.00K +297.83% | 241.00K +177.49% | 1.53M -- |
Income after Deducting Loan Impairment Loss | 4.54M -- | 4.79M -- | 4.88M -- | 5.34M -- | 5.05M +11.11% | 5.30M +10.69% | 5.84M +19.81% | 5.90M +10.48% | 5.72M +13.19% | 6.64M +25.22% | 6.59M +12.84% | 6.09M +3.20% | 6.06M +6.07% | 6.01M -9.47% | 6.55M -0.65% | 7.42M +21.81% | 6.93M +14.28% | 6.89M +14.73% | 8.61M +31.53% | 9.27M +24.91% | 31.71M -- |
Operating Expenses | 2.79M -- | 2.86M -- | 3.06M -- | 5.38M -- | 3.17M +13.90% | 3.58M +25.39% | 7.30M +138.35% | 4.55M -15.49% | 4.50M +41.74% | 4.71M +31.56% | 4.81M -34.12% | 5.04M +10.82% | 5.23M +16.35% | 4.95M +5.01% | 5.01M +4.16% | 5.48M +8.83% | 5.21M -0.44% | 4.98M +0.67% | 5.36M +6.92% | 5.78M +5.49% | 21.33M -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | 156.00K -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Selling, General and Administrative Expenses | 1.68M -- | 1.77M -- | 2.02M -- | 7.35M -- | 1.99M +18.49% | 2.29M +29.69% | 2.68M +32.82% | 6.86M -6.68% | 2.88M +45.19% | 2.82M +23.11% | 4.19M +56.29% | 4.49M -34.50% | 4.71M +63.08% | 4.32M +53.17% | 4.46M +6.45% | 4.89M +8.97% | 4.62M -1.83% | 4.32M -0.12% | 4.75M +6.53% | 5.15M +5.17% | 18.83M -- |
Other Operating Expenses | 1.11M -- | 1.09M -- | 1.05M -- | -2.13M -- | 1.19M +6.95% | 1.29M +18.38% | 4.62M +341.64% | -2.31M -8.75% | 1.61M +35.95% | 1.89M +46.58% | 624.00K -86.51% | 547.00K +123.67% | 526.00K -67.35% | 623.00K -67.00% | 554.00K -11.22% | 589.00K +7.68% | 589.00K +11.98% | 661.00K +6.10% | 610.00K +10.11% | 637.00K +8.15% | 2.50M -- |
Operating Profit | 1.76M -- | 1.93M -- | 1.81M -- | -35.00K -- | 1.88M +6.70% | 1.72M -11.01% | -1.46M -180.63% | 1.36M +3980.00% | 1.22M -35.04% | 1.93M +12.03% | 1.78M +221.90% | 1.05M -22.31% | 832.00K -31.80% | 1.06M -44.87% | 1.54M -13.64% | 1.94M +83.79% | 1.72M +106.85% | 1.92M +80.15% | 3.26M +111.70% | 3.49M +79.83% | 10.38M -- |
Income Before Income Taxes | 1.76M -- | 1.93M -- | 1.81M -- | -35.00K -- | 1.88M +6.70% | 1.72M -11.01% | -1.46M -180.63% | 1.36M +3980.00% | 1.22M -35.04% | 1.93M +12.03% | 1.78M +221.90% | 1.05M -22.31% | 832.00K -31.80% | 1.06M -44.87% | 1.54M -13.64% | 1.94M +83.79% | 1.72M +106.85% | 1.92M +80.15% | 3.26M +111.70% | 3.49M +79.83% | 10.38M -- |
Income Tax Expense | 471.00K -- | 516.00K -- | 472.00K -- | -30.00K -- | 495.00K +5.10% | 325.00K -37.02% | -426.00K -190.25% | 382.00K +1373.33% | 319.00K -35.56% | 503.00K +54.77% | 440.00K +203.29% | 266.00K -30.37% | 211.00K -33.86% | 272.00K -45.92% | 405.00K -7.95% | 493.00K +85.34% | 424.00K +100.95% | 475.00K +74.63% | 817.00K +101.73% | 891.00K +80.73% | 2.61M -- |
Current Income Tax | -- -- | -- -- | -- -- | 2.55M -- | -- -- | -- -- | -- -- | 2.28M -10.53% | -- -- | -- -- | -- -- | 1.64M -28.01% | -- -- | -- -- | -- -- | 1.63M -0.61% | -- -- | -- -- | -- -- | 2.85M +75.03% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -1.12M -- | -- -- | -- -- | -- -- | -1.50M -34.47% | -- -- | -- -- | -- -- | -111.00K +92.61% | -- -- | -- -- | -- -- | -250.00K -125.23% | -- -- | -- -- | -- -- | -246.00K +1.60% | -- -- |
Net Income | 1.29M -- | 1.42M -- | 1.34M -- | -5.00K -- | 1.38M +7.29% | 1.40M -1.55% | -1.03M -177.24% | 976.00K +19620.00% | 901.00K -34.85% | 1.43M +2.08% | 1.34M +229.57% | 789.00K -19.16% | 621.00K -31.08% | 791.00K -44.49% | 1.13M -15.51% | 1.45M +83.27% | 1.30M +108.86% | 1.44M +82.05% | 2.44M +115.27% | 2.60M +79.53% | 7.77M -- |
Net Income Attributable to Owners of the Company | 1.29M -- | 1.42M -- | 1.34M -- | -5.00K -- | 1.38M +7.29% | 1.40M -1.55% | -1.03M -177.24% | 976.00K +19620.00% | 901.00K -34.85% | 1.43M +2.08% | 1.34M +229.57% | 789.00K -19.16% | 621.00K -31.08% | 791.00K -44.49% | 1.13M -15.51% | 1.45M +83.27% | 1.30M +108.86% | 1.44M +82.05% | 2.44M +115.27% | 2.60M +79.53% | 7.77M -- |
Net Income Attributable to Common Stockholders | 1.29M -- | 1.42M -- | 1.34M -- | -5.00K -- | 1.38M +7.29% | 1.40M -1.55% | -1.03M -177.24% | 976.00K +19620.00% | 901.00K -34.85% | 1.43M +2.08% | 1.34M +229.57% | 789.00K -19.16% | 621.00K -31.08% | 791.00K -44.49% | 1.13M -15.51% | 1.45M +83.27% | 1.30M +108.86% | 1.44M +82.05% | 2.44M +115.27% | 2.60M +79.53% | 7.77M -- |
Other Comprehensive Income | -10.00K -- | 10.00K -- | -3.00K -- | 200.00K -- | 15.00K +250.00% | -34.00K -440.00% | 2.00K +166.67% | 349.00K +74.50% | -12.00K -180.00% | 11.00K +132.35% | -2.00K -200.00% | -117.00K -133.52% | 453.00K +3875.00% | -26.00K -336.36% | -1.34M -66750.00% | 1.16M +1094.02% | -767.00K -269.32% | -707.00K -2619.23% | 94.00K +107.03% | 102.00K -91.23% | -1.28M -- |
Total Comprehensive Income | 1.28M -- | 1.43M -- | 1.34M -- | 195.00K -- | 1.40M +9.30% | 1.36M -4.62% | -1.03M -177.26% | 1.32M +579.49% | 889.00K -36.41% | 1.44M +5.43% | 1.34M +229.62% | 672.00K -49.28% | 1.07M +20.81% | 765.00K -46.73% | -204.00K -115.24% | 2.61M +288.24% | 530.00K -50.65% | 733.00K -4.18% | 2.53M +1341.67% | 2.70M +3.41% | 6.49M -- |
Total Comprehensive Income Attributable to Owners of the Company | 1.28M -- | 1.43M -- | 1.34M -- | 195.00K -- | 1.40M +9.30% | 1.36M -4.62% | -1.03M -177.26% | 1.32M +579.49% | 889.00K -36.41% | 1.44M +5.43% | 1.34M +229.62% | 672.00K -49.28% | 1.07M +20.81% | 765.00K -46.73% | -204.00K -115.24% | 2.61M +288.24% | 530.00K -50.65% | 733.00K -4.18% | 2.53M +1341.67% | 2.70M +3.41% | 6.49M -- |
You can ask Aime
What were the key takeaways from ECB Bancorp’s earnings call?What does ECB Bancorp do and what are its main business segments?What guidance did ECB Bancorp's management provide for the next earnings period?What is the market's earnings forecast for ECB Bancorp next quarter?What were the key takeaways from ECB Bancorp's earnings call?What is the revenue and EPS growth rate for ECB Bancorp year over year?What is ECB Bancorp's latest dividend and current dividend yield?Did ECB Bancorp beat or miss consensus estimates last quarter?
