ECB Bancorp (ECBK) Fundamental Analysis: Revenue, Earnings & Valuation

7.92 / 10

Outperform

Fundamentally, ECBK scores 7.9/10, with bullish PB‑ROE, Asset‑MV, Profit‑MV and Net‑income‑Revenue factors, indicating strong valuation and profitability. Cash‑MV and Cash‑UP are modestly positive. However, a high Cost‑of‑sales ratio and weak YoY operating cash‑flow growth dampen the picture.

Analysis Checks(8/10)

Revenue-MV

Value-1.14

Score2/3

Weight1.93%

1M Return1.90%

Net cash flow from operating activities per share (YoY growth rate %)

Value53.14

Score0/3

Weight-2.37%

1M Return-2.76%

Profit-MV

Value0.54

Score3/3

Weight5.43%

1M Return5.98%

Net income-Revenue

Value0.28

Score3/3

Weight28.72%

1M Return15.31%

PB-ROE

Value-0.97

Score3/3

Weight10.52%

1M Return11.22%

Cash-UP

Value-0.49

Score3/3

Weight7.76%

1M Return7.18%

Cost of sales ratio (%)

Value64.41

Score1/3

Weight-2.08%

1M Return-2.26%

Asset-MV

Value-0.55

Score3/3

Weight42.80%

1M Return36.51%

Net profit / Total operating revenue (%)

Value23.38

Score3/3

Weight3.43%

1M Return3.11%

Cash-MV

Value-0.58

Score2/3

Weight3.86%

1M Return3.99%

Is ECBK fundamentally strong?

ECBK scores 7.92/10 on fundamentals and holds a Discounted valuation at present. Backed by its 4.57% ROE, 23.38% net margin, 18.59 P/E ratio, 0.84 P/B ratio, and 100.00% earnings growth, these metrics solidify its Outperform investment rating.