Donegal Group B (DGICB) Fundamental Analysis: Revenue, Earnings & Valuation

6.97 / 10

Outperform

Fundamentals rate Outperform with a 7/10 score. Revenue‑MV, accounts receivable turnover, EPS growth, net profit growth, current ratio and interest coverage are strong. Asset‑MV and cash‑up lag, but overall fundamentals appear promising.

Analysis Checks(8/10)

Revenue-MV

Value0.91

Score2/3

Weight5.47%

1M Return1.31%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight13.04%

1M Return2.92%

Accounts receivable turnover ratio

Value23.61

Score3/3

Weight11.72%

1M Return2.64%

Cash-UP

Value-1.13

Score0/3

Weight-13.11%

1M Return-3.59%

Fixed assets turnover ratio

Value9771.06

Score3/3

Weight10.81%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value34.91

Score2/3

Weight10.68%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value42.48

Score3/3

Weight22.33%

1M Return4.62%

Asset-MV

Value-0.55

Score1/3

Weight10.22%

1M Return2.17%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value55.99

Score2/3

Weight17.70%

1M Return3.66%

Current ratio

Value3.80

Score3/3

Weight11.13%

1M Return2.53%

Is DGICB fundamentally strong?

DGICB scores 6.97/10 on fundamentals and holds a Discounted valuation at present. Backed by its 13.38% ROE, 8.11% net margin, 8.16 P/E ratio, 1.01 P/B ratio, and 45.10% earnings growth, these metrics solidify its Outperform investment rating.