Symbols

DAVE

Dave·NASDAQ

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DAVE fundamentals

DAVE Q4 2025 Earnings

Dave (DAVE) released its earnings on Mar 2, 2026: revenue was 163.70M (YoY +62.24%), beat estimates; EPS was 4.57 (YoY +293.97%), beat estimates.

Revenue / YoY

163.70M

+62.24%

EPS / YoY

4.57

+293.97%

Report date

Mar 2, 2026

DAVE Earnings Call Summary for Q4,2025

Record Growth: 60% revenue increase to $554M, 162% EBITDA growth to $227M, driven by MTM expansion and ARPU rise.
Credit Excellence: 1.89% Q4 DPD rate, 74% gross margin, and 4-month gross profit payback period.
2026 Outlook: $690-710M revenue (25-28% growth), $14-15 EPS, and $300M share buyback.
Strategic Innovations: Pay-in-4 testing, Coastal Community Bank liquidity unlock, and AI-driven credit model upgrades.

Earnings

EPS

Revenue

Revenue & Expenses

DAVE has released its 2025 Q4 earnings report, with revenue of 163.72M, reflecting a YoY change of 62.36%, and net profit of 65.94M, showing a YoY change of 292.37%. The Sankey diagram below clearly presents DAVE's revenue sources and cost distribution.

Key Indicators

Dave (DAVE) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Dave (DAVE)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Dave (DAVE)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Dave (DAVE)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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