Capital Bancorp (CBNK) Fundamental Analysis: Revenue, Earnings & Valuation

5.26 / 10

Netural

Fundamental analysis yields a 5.3/10 rating. Profit‑to‑Market (Profit‑MV) and gross margin are strong, boosting scores, while PB‑ROE and Asset‑MV lag, dragging the overall view. Liability ratios are low, indicating balance, but the mixed factor profile points to moderate strength.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.66%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.66%

1M Return3.70%

Profit-MV

Value1.54

Score3/3

Weight15.71%

1M Return7.25%

Net income-Revenue

Value0.38

Score3/3

Weight14.47%

1M Return6.99%

PB-ROE

Value-0.93

Score0/3

Weight7.77%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.66%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.66%

1M Return3.70%

Cash-UP

Value-0.87

Score2/3

Weight8.02%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight13.47%

1M Return6.12%

Cash-MV

Value0.05

Score3/3

Weight13.93%

1M Return6.88%

Is CBNK undervalued or overvalued?

CBNK scores 5.26/10 on fundamentals and holds a Fair valuation at present. Backed by its 15.11% ROE, 23.32% net margin, 8.64 P/E ratio, 1.23 P/B ratio, and 62.74% earnings growth, these metrics solidify its Netural investment rating.