Carter Bankshares (CARE) Fundamental Analysis: Revenue, Earnings & Valuation

3.04 / 10

Netural

Carter Bankshares' fundamental score is 3.0/10, indicating inadequate fundamentals. Strengths lie in a 36.7% gross profit margin and 100% total profit to EBIT ratio, both in high-performing quartiles. However, the net profit attributable to parent company shareholders to net profit ratio of 100% and negative asset-mv of -0.503 place the company in less favorable categories. Revenue of $39.99M grew 15.2% YoY but fell short of the $41.02M estimate, and EPS of $0.41 exceeded the prior year's $0.37. Overall, the fundamental picture is mixed, warranting caution.

Analysis Checks(5/10)

Net assets per share (growth rate compared to beginning of year %)

Value10.60

Score3/3

Weight10.12%

1M Return4.47%

Revenue-MV

Value0.16

Score0/3

Weight6.86%

1M Return3.16%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight6.35%

1M Return3.05%

Gross profit margin (%)

Value36.70

Score3/3

Weight7.25%

1M Return3.43%

Profit-MV

Value-0.28

Score1/3

Weight10.54%

1M Return4.44%

Total profit (YoY growth rate %)

Value43.26

Score3/3

Weight10.26%

1M Return4.68%

PB-ROE

Value1.41

Score3/3

Weight15.68%

1M Return6.02%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.25%

1M Return3.43%

Asset-MV

Value-0.50

Score1/3

Weight15.07%

1M Return5.76%

Cash-MV

Value0.14

Score1/3

Weight10.62%

1M Return4.21%

Is CARE undervalued or overvalued?

CARE scores 3.04/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.74% ROE, 21.07% net margin, 15.56 P/E ratio, 1.18 P/B ratio, and 115.87% earnings growth, these metrics solidify its Netural investment rating.