CACC
Credit Acceptance·NASDAQ
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3.65 / 10
Netural
CACC's fundamental score of 3.6/10 indicates weak health; positive aspects include Asset-MV and total assets turnover ratio, but Cash-MV and year-over-year profit growth are concerning. Historical back-tests show mixed monthly returns, reinforcing the need for selective investment in this name.
Analysis Checks(4/10)
Gross profit margin (%)
Value100.00
Score1/3
Weight1.79%
1M Return0.93%
Value100.00
Score1/3
Weight1.79%
1M Return0.93%
Total profit (YoY growth rate %)
Value71.59
Score1/3
Weight7.23%
1M Return3.41%
Value71.59
Score1/3
Weight7.23%
1M Return3.41%
Total profit / EBIT (%)
Value54.98
Score3/3
Weight23.08%
1M Return10.07%
Value54.98
Score3/3
Weight23.08%
1M Return10.07%
Total assets turnover ratio
Value0.25
Score2/3
Weight9.42%
1M Return4.90%
Value0.25
Score2/3
Weight9.42%
1M Return4.90%
Asset-MV
Value-0.50
Score2/3
Weight37.96%
1M Return13.76%
Value-0.50
Score2/3
Weight37.96%
1M Return13.76%
Profit-MV
Value0.12
Score1/3
Weight-4.08%
1M Return-2.22%
Value0.12
Score1/3
Weight-4.08%
1M Return-2.22%
Net profit margin (%)
Value18.95
Score1/3
Weight4.47%
1M Return2.35%
Value18.95
Score1/3
Weight4.47%
1M Return2.35%
Operating revenue (YoY growth rate %)
Value7.11
Score2/3
Weight15.81%
1M Return7.92%
Value7.11
Score2/3
Weight15.81%
1M Return7.92%
EBIT / Total operating revenue (%)
Value44.38
Score1/3
Weight2.25%
1M Return1.22%
Value44.38
Score1/3
Weight2.25%
1M Return1.22%
Cash-MV
Value0.14
Score1/3
Weight2.08%
1M Return1.33%
Value0.14
Score1/3
Weight2.08%
1M Return1.33%
Gross profit margin (%)
Value100.00
Score1/3
Weight1.79%
1M Return0.93%
Value100.00
Score1/3
Weight1.79%
1M Return0.93%
Profit-MV
Value0.12
Score1/3
Weight-4.08%
1M Return-2.22%
Value0.12
Score1/3
Weight-4.08%
1M Return-2.22%
Total profit (YoY growth rate %)
Value71.59
Score1/3
Weight7.23%
1M Return3.41%
Value71.59
Score1/3
Weight7.23%
1M Return3.41%
Net profit margin (%)
Value18.95
Score1/3
Weight4.47%
1M Return2.35%
Value18.95
Score1/3
Weight4.47%
1M Return2.35%
Total profit / EBIT (%)
Value54.98
Score3/3
Weight23.08%
1M Return10.07%
Value54.98
Score3/3
Weight23.08%
1M Return10.07%
Operating revenue (YoY growth rate %)
Value7.11
Score2/3
Weight15.81%
1M Return7.92%
Value7.11
Score2/3
Weight15.81%
1M Return7.92%
Total assets turnover ratio
Value0.25
Score2/3
Weight9.42%
1M Return4.90%
Value0.25
Score2/3
Weight9.42%
1M Return4.90%
EBIT / Total operating revenue (%)
Value44.38
Score1/3
Weight2.25%
1M Return1.22%
Value44.38
Score1/3
Weight2.25%
1M Return1.22%
Asset-MV
Value-0.50
Score2/3
Weight37.96%
1M Return13.76%
Value-0.50
Score2/3
Weight37.96%
1M Return13.76%
Cash-MV
Value0.14
Score1/3
Weight2.08%
1M Return1.33%
Value0.14
Score1/3
Weight2.08%
1M Return1.33%
Is CACC fundamentally strong?
- CACC scores 3.65/10 on fundamentals and holds a Fair valuation at present. Backed by its 0.00% ROE, 18.29% net margin, 12.82 P/E ratio, 3.44 P/B ratio, and 92.90% earnings growth, these metrics solidify its Netural investment rating.
