Sierra Bancorp (BSRR) Fundamental Analysis: Revenue, Earnings & Valuation

4.57 / 10

Netural

Fundamental rating is neutral with a 4.6/10 score. Strengths include a 41.8% gross margin, solid current‑liability ratio and strong cash metrics. Weaknesses are a negative PB‑ROE and Asset‑MV, indicating valuation pressure despite balanced financial health.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.16%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.16%

1M Return3.70%

Profit-MV

Value1.27

Score1/3

Weight8.48%

1M Return3.90%

Net income-Revenue

Value0.64

Score3/3

Weight15.56%

1M Return6.99%

PB-ROE

Value-0.95

Score1/3

Weight9.22%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.16%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.16%

1M Return3.70%

Cash-UP

Value-0.42

Score2/3

Weight8.63%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight14.49%

1M Return6.12%

Cash-MV

Value-0.20

Score3/3

Weight14.99%

1M Return6.88%

Is BSRR undervalued or overvalued?

BSRR scores 4.57/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.72% ROE, 27.26% net margin, 10.62 P/E ratio, 1.23 P/B ratio, and 10.56% earnings growth, these metrics solidify its Netural investment rating.