logo

BMRC

Bank Of Marin Bancorp·NASDAQ
--
--(--)
--
--(--)

BMRC fundamentals

Bank Of Marin Bancorp (BMRC) released its earnings on Jan 26, 2026: revenue was 34.00M (YoY +21.50%), beat estimates; EPS was -2.49 (YoY -755.26%), missed estimates.
Revenue / YoY
34.00M
+21.50%
EPS / YoY
-2.49
-755.26%
Report date
Jan 26, 2026
BMRC Earnings Call Summary for Q4,2025
  • Record Loan Growth: Q4 originations of $141M, with 79% Y/Y increase in funded loans, driven by new hires and diversified commercial lending.
  • Improved Credit Metrics: Classified loans down 35% Q/Q to 1.5%, and nonaccrual loans at 1.3%, reflecting successful workout efforts.
  • Balance Sheet Restructuring: $39.5M net loss due to security sales, but non-GAAP EPS of $0.59 and 25bp NIM lift expected over 12 months.
  • Margin Expansion Potential: Targeting mid-single-digit loan growth and 4% NIM over time, supported by deposit cost reductions and asset repricing.
  • Capital Strength: Maintained strong capital levels post-restructuring, with options for future share buybacks or M&A.
EPS
Q3,2017
Q4,2017
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Actual
0.530.550.550.60.660.710.350.610.660.690.760.810.590.280.330.040.18-1.360.280.380.3-0.530.47-2.49
Forecast
0.5140.4120.5160.4740.5040.6140.0750.5950.6250.65170.740.7980.65670.42670.31830.320.26170.16330.2650.32330.315-0.52750.41330.4925
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
+3.11%
+33.50%
+6.59%
+26.58%
+30.95%
+15.64%
+366.67%
+2.52%
+5.60%
+5.88%
+2.70%
+1.50%
-10.16%
-34.38%
+3.68%
-87.50%
-31.22%
-932.82%
+5.66%
+17.54%
-4.76%
-0.47%
+13.72%
-605.58%
Revenue
Q3,2017
Q4,2017
Q1,2018
Q2,2018
Q3,2018
Q4,2018
Q1,2019
Q2,2019
Q3,2019
Q4,2019
Q1,2020
Q2,2020
Q3,2020
Q4,2020
Q1,2021
Q2,2021
Q3,2021
Q4,2021
Q1,2022
Q2,2022
Q3,2022
Q4,2022
Q1,2023
Q2,2023
Q3,2023
Q4,2023
Q1,2024
Q2,2024
Q3,2024
Q4,2024
Q1,2025
Q2,2025
Q3,2025
Q4,2025
Actual
--------------------27.24M26.19M26.36M25.43M23.86M26.56M31.32M33.35M32.77M33.92M35.33M35.96M32.83M26.87M27.07M26.89M25.45M25.25M27.16M27.98M27.82M10.29M30.94M34.00M
Forecast
--------------------25.95M26.05M27.43M25.65M26.35M26.73M29.80M33.38M33.36M33.46M35.47M36.95M34.51M28.74M27.06M27.54M26.51M25.66M27.62M28.19M27.99M28.94M30.92M32.96M
Surprise
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
+4.97%
+0.53%
-3.90%
-0.87%
-9.46%
-0.63%
+5.09%
-0.08%
-1.79%
+1.39%
-0.41%
-2.69%
-4.85%
-6.52%
+0.03%
-2.36%
-4.01%
-1.57%
-1.68%
-0.73%
-0.62%
-64.45%
+0.06%
+3.14%

Earnings Call