Bank Of Marin Bancorp (BMRC) Fundamental Analysis: Revenue, Earnings & Valuation

3.42 / 10

Netural

Fundamental analysis rates BMRC at 3.4/10 (neutral). Positive drivers include Asset‑MV and a solid 41.8% gross profit margin, while Profit‑MV, Net‑income‑Revenue and cash‑related metrics lag. PB‑ROE is low at –0.96, indicating valuation pressure.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.67%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.66%

1M Return3.70%

Profit-MV

Value0.66

Score0/3

Weight8.28%

1M Return4.03%

Net income-Revenue

Value-0.04

Score0/3

Weight8.33%

1M Return3.99%

PB-ROE

Value-0.96

Score3/3

Weight18.14%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.67%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.66%

1M Return3.70%

Cash-UP

Value-0.29

Score1/3

Weight7.46%

1M Return3.24%

Asset-MV

Value-0.55

Score2/3

Weight17.23%

1M Return6.73%

Cash-MV

Value-0.16

Score1/3

Weight9.89%

1M Return4.31%

Is BMRC undervalued or overvalued?

BMRC scores 3.42/10 on fundamentals and holds a Fair valuation at present. Backed by its -8.60% ROE, -121.40% net margin, -11.70 P/E ratio, 1.06 P/B ratio, and -330.77% earnings growth, these metrics solidify its Netural investment rating.