ALRS
Alerus Financial·NASDAQ
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ALRS fundamentals
Alerus Financial (ALRS) released its earnings on Jan 28, 2026: revenue was 8.22M (YoY -88.61%), missed estimates; EPS was 0.85 (YoY +93.18%), beat estimates.
Revenue / YoY
8.22M
-88.61%
EPS / YoY
0.85
+93.18%
Report date
Jan 28, 2026
ALRS Earnings Call Summary for Q4,2025
- Record Financials: 2025 adjusted ROA of 1.35% and $50B retirement assets highlight strategic integration success.
- Balance Sheet Strength: $360M AFS sale improved earnings power, with 2026 NIM guidance of 3.5-3.6%.
- Growth Drivers: Mid-single-digit loan growth, 40% fee income contribution, and 2026 wealth adviser expansion.
- Credit Resilience: 1.53% allowance ratio and 1.27% NPLs reflect disciplined credit management.
- Future Ambition: Doubling wealth assets, modernizing systems, and pursuing M&A in retirement services.
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Key Indicators
Alerus Financial (ALRS) key financial stats and ratios, covering profitability, financial health, and leverage.
Alerus Financial (ALRS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Alerus Financial (ALRS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Alerus Financial (ALRS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Alerus Financial (ALRS) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Alerus Financial (ALRS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Alerus Financial beat or miss consensus estimates last quarter?What guidance did Alerus Financial's management provide for the next earnings period?What is the market's earnings forecast for Alerus Financial next quarter?What factors drove the changes in Alerus Financial's revenue and profit?What is Alerus Financial's latest dividend and current dividend yield?What is Alerus Financial's gross profit margin?What were the key takeaways from Alerus Financial's earnings call?What does Alerus Financial do and what are its main business segments?
