Alerus Financial (ALRS) Fundamental Analysis: Revenue, Earnings & Valuation

6.22 / 10

Outperform

Fundamental analysis yields a 6.22 score (Outperform). Key drivers include strong Profit‑MV, solid Gross margin (41.8%) and healthy liability ratios. PB‑ROE is slightly negative, while Cash‑MV lags. Overall the balance of assets, profit and margins supports a favorable view.

Analysis Checks(9/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.40%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.39%

1M Return3.70%

Profit-MV

Value0.16

Score3/3

Weight15.08%

1M Return7.25%

Net income-Revenue

Value-0.04

Score3/3

Weight13.89%

1M Return6.99%

PB-ROE

Value-0.95

Score3/3

Weight15.13%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.39%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.39%

1M Return3.70%

Cash-UP

Value-0.99

Score2/3

Weight7.70%

1M Return4.32%

Asset-MV

Value-0.55

Score2/3

Weight14.37%

1M Return6.73%

Cash-MV

Value-0.25

Score1/3

Weight8.25%

1M Return4.31%

Is ALRS fundamentally strong?

ALRS scores 6.22/10 on fundamentals and holds a Discounted valuation at present. Backed by its 3.29% ROE, 7.77% net margin, 34.39 P/E ratio, 1.06 P/B ratio, and -17.86% earnings growth, these metrics solidify its Outperform investment rating.