Aifu (AIFU) Fundamental Analysis: Revenue, Earnings & Valuation

7.30 / 10

Outperform

AIFU's fundamentals are solid, scoring 7.3/10. Key positives include a healthy current ratio of 3.72 and fixed assets turnover of 2.28, both in high-performing quartiles. However, a sharp year-over-year profit decline (-8268%) and a high cost-of-sales ratio (47.93%) temper enthusiasm. Net profit attributable to shareholders is 99.06%, indicating effective earnings retention but not enough to offset other weaknesses. Overall, the company is operationally efficient but faces significant profitability challenges.

Analysis Checks(4/6)

Net profit attributable to parent company shareholders / Net profit (%)

Value99.06

Score1/3

Weight13.60%

1M Return1.53%

Total profit (YoY growth rate %)

Value-8268.39

Score2/3

Weight41.67%

1M Return4.13%

Current assets turnover ratio

Value0.14

Score2/3

Weight28.80%

1M Return2.86%

Fixed assets turnover ratio

Value2.28

Score3/3

Weight28.40%

1M Return2.86%

Cost of sales ratio (%)

Value47.93

Score1/3

Weight-41.44%

1M Return-5.80%

Current ratio

Value3.72

Score3/3

Weight28.97%

1M Return2.90%

Is AIFU fundamentally strong?

AIFU scores 7.30/10 on fundamentals and holds a Discounted valuation at present. Backed by its -19.73% ROE, -14.23% net margin, -62.72 P/E ratio, 0.77 P/B ratio, and -1644.27% earnings growth, these metrics solidify its Outperform investment rating.