AFBI
Affinity Bancshares·NASDAQ
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1.89 / 10
Underperform
The firm exhibits inadequate fundamental strength, scoring only 1.9 out of 10. Key weaknesses include suboptimal net profit margin and PB-ROE metrics, while slightly better performance is seen in gross profit margin and total profit/EBIT ratio. Investment verdict: challenging.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value0.51
Score0/3
Weight4.64%
1M Return2.09%
Value0.51
Score0/3
Weight4.64%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.27%
1M Return3.05%
Value100.00
Score1/3
Weight7.27%
1M Return3.05%
Profit-MV
Value-0.51
Score2/3
Weight13.44%
1M Return5.27%
Value-0.51
Score2/3
Weight13.44%
1M Return5.27%
PB-ROE
Value1.41
Score0/3
Weight9.29%
1M Return3.61%
Value1.41
Score0/3
Weight9.29%
1M Return3.61%
Asset-MV
Value-0.50
Score0/3
Weight11.21%
1M Return4.22%
Value-0.50
Score0/3
Weight11.21%
1M Return4.22%
Revenue-MV
Value0.16
Score1/3
Weight13.65%
1M Return4.65%
Value0.16
Score1/3
Weight13.65%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.30%
1M Return3.43%
Value36.70
Score3/3
Weight8.30%
1M Return3.43%
Total profit (YoY growth rate %)
Value51.66
Score3/3
Weight11.75%
1M Return4.68%
Value51.66
Score3/3
Weight11.75%
1M Return4.68%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.30%
1M Return3.43%
Value100.00
Score3/3
Weight8.30%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight12.15%
1M Return4.21%
Value0.14
Score1/3
Weight12.15%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value0.51
Score0/3
Weight4.64%
1M Return2.09%
Value0.51
Score0/3
Weight4.64%
1M Return2.09%
Revenue-MV
Value0.16
Score1/3
Weight13.65%
1M Return4.65%
Value0.16
Score1/3
Weight13.65%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.27%
1M Return3.05%
Value100.00
Score1/3
Weight7.27%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.30%
1M Return3.43%
Value36.70
Score3/3
Weight8.30%
1M Return3.43%
Profit-MV
Value-0.51
Score2/3
Weight13.44%
1M Return5.27%
Value-0.51
Score2/3
Weight13.44%
1M Return5.27%
Total profit (YoY growth rate %)
Value51.66
Score3/3
Weight11.75%
1M Return4.68%
Value51.66
Score3/3
Weight11.75%
1M Return4.68%
PB-ROE
Value1.41
Score0/3
Weight9.29%
1M Return3.61%
Value1.41
Score0/3
Weight9.29%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.30%
1M Return3.43%
Value100.00
Score3/3
Weight8.30%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight11.21%
1M Return4.22%
Value-0.50
Score0/3
Weight11.21%
1M Return4.22%
Cash-MV
Value0.14
Score1/3
Weight12.15%
1M Return4.21%
Value0.14
Score1/3
Weight12.15%
1M Return4.21%
Is AFBI fundamentally strong?
- AFBI scores 1.89/10 on fundamentals and holds a Premium valuation at present. Backed by its 4.87% ROE, 23.52% net margin, 17.68 P/E ratio, 0.99 P/B ratio, and 35.23% earnings growth, these metrics solidify its Underperform investment rating.
