Symbols

ACIW

ACI Worldwide·NASDAQ

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ACIW fundamentals

ACIW Q4 2025 Earnings

ACI Worldwide (ACIW) released its earnings on Feb 26, 2026: revenue was 481.60M (YoY +6.30%), beat estimates; EPS was 0.62 (YoY -33.33%), missed estimates.

Revenue / YoY

481.60M

+6.30%

EPS / YoY

0.62

-33.33%

Report date

Feb 26, 2026

ACIW Earnings Call Summary for Q4,2025

Revenue Growth: 10% FY25, 7-9% FY26 guidance, driven by recurring software bookings.
- Connetic Expansion: 9% Payment Software growth, 13% Biller segment, with 11% recurring revenue.
- AI Advantage: Automates exception handling, reducing manual intervention by 50%.
- Market Share: 13% Biller segment growth, 9% Payment Software expansion.
- Strategic Wins: European Central Bank implementations, competitive takeaways in Asia Pacific.
- Financial Flexibility: $196M cash, 1.2x leverage, $203M share buybacks in 2025.
- Innovation: Connetic card functionality launch, RTP national infrastructure wins.
- Customer粘性: 42% EBITDA margin, 10-year contract visibility.

Earnings

EPS

Revenue

Revenue & Expenses

ACIW has released its 2025 Q4 earnings report, with revenue of 481.60M, reflecting a YoY change of 6.30%, and net profit of 64.34M, showing a YoY change of -34.72%. The Sankey diagram below clearly presents ACIW's revenue sources and cost distribution.

Key Indicators

ACI Worldwide (ACIW) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

ACI Worldwide (ACIW)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

ACI Worldwide (ACIW)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

ACI Worldwide (ACIW)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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Breakdown