XYF
X Financial·NYSE
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About XYF
X Financial
A leading online personal finance company in China
Financial services
01/05/2015
09/19/2018
New York Stock Exchange
563
12-31
Depository Receipts (Ordinary Shares)
7-8F, Block A, Aerospace Science and Technology Plaza, No. 168, Haide Third Avenue, Nanshan District, Shenzhen, 518067, the People's Republic of China
Loan Facilitation Service
X Financial is a limited liability company incorporated in the Cayman Islands on January 5, 2015 under the laws of the Cayman Islands. The company is a well-known licensed financial technology company in China. Adhering to the corporate mission of "taking technology to empower inclusiveness and achieving the beauty of finance for good", the company is committed to taking Internet technology and services as the core, and working with various financial partners to create an inclusive financial service platform specializing in small and micro credit.
Earnings Call
Q1/2025
Estimate EPS--
Actual EPS0.250803
Estimate Revenue--
Actual Revenue267.00M
X Financial's Q1 2025 Earnings Call: Unraveling Contradictions in Share Buybacks, Loan Growth, and Regulatory Challenges
May 20,2025 10:02
Earnings Decrypt
Earnings Decrypt
Q2/2025
Estimate EPS--
Actual EPS0.293149
Estimate Revenue--
Actual Revenue317.32M
X Financial's Q2 2025 Earnings Call: Contradictions Emerge in Loan Strategy, Regulatory Compliance, AI Integration, and Capital Returns
Nov 21,2025 12:56
Earnings Decrypt
Earnings Decrypt
Company Financials
EPS
XYF has released its 2023 Q3 earnings. EPS was reported at 1.04, versus the expected 0, beating expectations. The chart below visualizes how XYF has performed over recent quarters, highlighting trends in earnings surprises.
Revenue & Expenses
XYF has released its 2025 Q3 earnings report, with revenue of 275.45M, reflecting a YoY change of 22.15%, and net profit of 59.17M, showing a YoY change of 10.48%. The Sankey diagram below clearly presents XYF's revenue sources and cost distribution.
Forecast
Wall Street Opinions
Price Target
Volume Profile
Trade Flow Insight
Seasonals
Community Forum
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