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CBU

Community Financial·NYSE
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Signals Analysis
Bullish signal 3
Bearish signal 1
Dividend Aristocrat
High Cash/net Profit Ratio
Revenue Beats Expectation
EPS Below Expectations

Key Stats

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About CBU

Community Financial System, Inc.

The bank holding company for Community Bank

Commercial Bank
04/15/1983
12/31/1997
New York Stock Exchange
2,730
12-31
Common stock
5790 Widewaters Parkway , DeWitt , New York 13214
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Community Financial System, Inc., was incorporated on April 15, 1983 under the General Corporation Law of the State of Delaware. The Company is a registered financial holding company and wholly owns two subsidiaries: Community Bank, N.A. (" Bank "or" CBNA ") and Benefit Plans Administrative Services, Inc. (" BPAS "). As of December 31, 2022, BPAS has five subsidiaries: Benefit Plans Administrative Services, LLC (" BPA "), a defined contribution plan administration service provider; Northeast Retirement Services, LLC (" NRS "), an institutional transfer agent, master record keeping service, Provider of fund management, trust and retirement plan services; BPAS Actuarial & Pension Services, LLC (" BPAS-aps "), Provider of actuarial and benefits consulting services; BPAS Trust Company of Puerto Rico; and Hand Benefits & Trust Company (" HB & T "), which provides collective investment fund management and institutional trust services. BPA has a subsidiary, Minnesota Benefit Design (" FBD "), that provides retirement plan management and benefits consulting services. NRS has a subsidiary, Global Trust Company, Inc. (" GTC "), a non-deposit trust company that provides trust services for collective investment trusts and other products. HB & T has a subsidiary, Hand Securities, Inc. (" HSI "), an introductory broker-dealer. The bank's business philosophy is to be a community bank that primarily makes local decisions in non-metropolitan markets, providing a wide range of banking and financial services to retail, commercial and municipal clients. The bank is a community bank dedicated to meeting the financial needs of customers in the local community.

Company Financials

EPS

CBU has released its 2025 Q3 earnings. EPS was reported at 1.04, versus the expected 1.05, missing expectations. The chart below visualizes how CBU has performed over recent quarters, highlighting trends in earnings surprises.

Forecast

Wall Street Opinions

Price Target

Volume Profile

Trade Flow Insight

Seasonals

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