Symbols

WF

Woori Financial Group·NYSE

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WF fundamentals

WF Q4 2025 Earnings

Woori Financial Group (WF) released its earnings on Feb 6, 2026: revenue was 1.89B (YoY +10.94%), beat estimates; EPS was 0.97 (YoY -18.85%), beat estimates.

Revenue / YoY

1.89B

+10.94%

EPS / YoY

0.97

-18.85%

Report date

Feb 6, 2026

WF Earnings Call Summary for Q4,2025

Record Financial Performance: 2025 net operating revenue up 5% YoY to KRW 10.96 trillion, driven by 24% growth in noninterest income.
Capital Strength: CET1 ratio improved to 12.9%, with plans to reach 13% in 2026. Year-end dividend of KRW 760 (nontaxable) and KRW 200 billion buyback announced.
Strategic Growth: KRW 73 trillion productive finance support over 5 years, focusing on AI, semiconductors, and defense. 10% DPS growth target and 20% nonbank profit contribution by 2026.
Risk Management: Credit cost ratio of 0.42% (excluding one-offs), with plans to reduce credit costs by 20% YoY in 2026. AI-based risk management to enhance asset quality.

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EPS

Revenue

Revenue & Expenses

Key Indicators

Woori Financial Group (WF) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Woori Financial Group (WF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Woori Financial Group (WF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Woori Financial Group (WF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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